103 Amanda Dr, Bell Buckle, TN 37020 Property Records

Bedford County property record for 103 Amanda Dr, Bell Buckle, TN 37020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,718 sqft · built 1998
Lot Size	0.313 acres (13,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2005)
Tax Bill	$1,446 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002020N A 04100`

Property Details

APN / Parcel Number

Primary APN	`002020N A 04100`
Alternative APN	`020N A 04100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,718 sqft Living Area
1st Floor Area	1,718 sqft
Attic	Attic
Attic Area	1,674 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,632 sqft (0.313 acres)
Lot Dimensions	213 ft deep x 64 ft wide
Garage Type	Finished
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	103 AMANDA DR
City	BELL BUCKLE
State	TN
Zip	37020-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: H03
Legal Subdivision	COVERED BRIDGE EST
Legal Lot Number	41
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	950100

Owner

Source: Bedford County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 AMANDA DR, BELL BUCKLE, TN 37020-4347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 21, 2022	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTH COMMUNITY CU
May 29, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE S CMNTY CU
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE S CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2005 · Amount on Record
Deed Sale	Sep 26, 2005 · Amount on Record
Prior Sale	Jul 30, 2003 · Amount on Record
Deed Book / Page	272 / 521
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Recording Date	May 27, 2026
Property Address	103 AMANDA DR, BELL BUCKLE, TN 37020-4347
Document Number	0000003860
Book / Page	1193 / 595
Instrument Date	May 21, 2026
Instrument	20263860
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 AMANDA DR, BELL BUCKLE, TN 37020-4347

Mortgage

Document Number	0000003860,
Date	May 27, 2026
Book Page	1193/595
Instrument	20263860

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	103 AMANDA DR, BELL BUCKLE, TN 37020-4347
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD1003393
Date	Apr 16, 2021
Book Page	TD1003/393
Instrument	21003271

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	103 AMANDA DR, BELL BUCKLE, TN 37020-4347
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD1046706
Date	Mar 21, 2022
Book Page	TD1046/706
Instrument	22002434

Lender

Name	HERITAGE SOUTH COMMUNITY CU
Type	Credit Union
Address	SHELBYVILLE, TN 37160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	103 AMANDA DR, BELL BUCKLE, TN 37020-4347
Document Number	D4101
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 AMANDA DR BELL BUCKLE TN 370204347, BELL BUCKLE, TN 37020-4347

Mortgage

Document Number	D4101
Date	Jun 3, 2020
Book Page	000964/000907
Instrument	4101

Lender

Name	HERITAGE S CMNTY CU
Type	Credit Union
Address	SHELBYVILLE, TN 37160

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	103 AMANDA DR, BELL BUCKLE, TN 37020-4347
Document Number	D7504
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 AMANDA DR BELL BUCKLE TN 370204347, BELL BUCKLE, TN 37020-4347

Mortgage

Document Number	D7504
Date	Nov 6, 2018
Book Page	000918/000016
Instrument	7504

Lender

Name	HERITAGE S CMNTY CU
Type	Credit Union
Address	SHELBYVILLE, TN 37160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,446.00 (+1.54%)	$62,175 (+1.51%) Land $9,000 Building $53,175
2023		$61,250 (-) Land $9,000 Building $52,250
2022	$1,424.00	$61,250 Land $9,000 Building $52,250	$245,000 (-1.49%) Land $36,000 Building $209,000
2021			$248,700 Land $36,000 Building $212,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL BUCKLE WATER SYSTEM serves 2,999 people · EPA ID TN0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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