103 Alexander Ave, Opp, AL 36467 Property Records

Covington County property record for 103 Alexander Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,522 sqft · built 1995
Lot Size	0.468 acres (20,385 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2023)
Tax Bill	$603 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-05-21-2-001-008.006`

Property Details

APN / Parcel Number

Primary APN	`23-11-05-21-2-001-008.006`
Alternative APNs	`11052120010080060` `1105212001008006` `23421951` `23423651` `205460`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,385 sqft (0.468 acres)
Lot Dimensions	151 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Utility Building	302 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23423651
Street Address	103 ALEXANDER AVE
City	OPP
State	AL
Zip	36467-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2023/16635 NJSD 9/25/2023 LOT 2 BLK B LORI HEIGHTS SUB PB 4 PG 97 SEC 21 T4N R18E
Legal Range	18E
Legal Township	04N
Legal Section	21
Legal Subdivision	LORI HEIGHTS
Legal Block	B
Legal Lot Number	2
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	1
Census Block	1001
Census Tract	962500

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 ALEXANDER AVE, OPP, AL 36467-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2023	Warranty Deed, Transfer · Commercial Mortgage CCB COMMUNITY BANK
Sep 26, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage CCB COMMUNITY BANK
Sep 19, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Sep 27, 2005
Deed Book / Page	2023 / 16635
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Recording Date	Apr 28, 2026
Property Address	103 ALEXANDER AVE, OPP, AL 36467-1435
Document Number	2026009224
Book / Page	2026 / 9224
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	103 ALEXANDER AVE, OPP, AL 36467-1435
Investor	Possibly a Property Investor

Mortgage

Document Number	2026009224,
Date	Apr 28, 2026
Book Page	2026/9224

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 26, 2023
Property Address	103 ALEXANDER AVE, OPP, AL 36467-1435
Document Number	2023/16635
Book / Page	2023 / 16635
Map Reference	MB 4 PG 97
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 ALEXANDER AVE, OPP, AL 36467-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ALEXANDER AVE, OPP, AL 36467-1435

Mortgage

Document Number	0202316637
Date	Sep 26, 2023
Instrument	2023/16637

Lender

Name	CCB COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 26, 2023
Property Address	103 ALEXANDER AVE, OPP, AL 36467-1435
Document Number	2023/16663
Book / Page	2023 / 16663
Map Reference	MB 4 PG 97
Instrument Date	Sep 22, 2023
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 22ND ST, NICEVILLE, FL 32578-3135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 ALEXANDER AVE, OPP, AL 36467-1435

Mortgage

Document Number	0202316667
Date	Sep 26, 2023
Instrument	2023/16667

Lender

Name	CCB COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 25, 2030

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Sep 19, 2022
Property Address	103 ALEXANDER AVE, OPP, AL 36467-1435
Document Number	2022/20614
Book / Page	2022 / 20614
Map Reference	MB 4 PG 97
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 AVENDALE AVE, 103, OPP, AL 36467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ALEXANDER AVE, OPP, AL 36467-1435

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (+15.96%) Homeowner's exemption	$33,344 (+129.01%) Land $800 Building $32,544	$166,720 (+14.57%) Land $4,000 Building $162,720
2024	$520.00 (-46.83%) Homeowner's exemption	$14,560 (+16.02%) Land $400 Building $14,160	$145,520 (+15.95%) Land $4,000 Building $141,520
2023	$978.00 (+6.54%)	$12,550 (-46.71%) Land $350 Building $12,200	$125,500 (+6.57%) Land $3,500 Building $122,000
2022	$918.00	$23,552 Land $640 Building $22,912	$117,760 Land $3,200 Building $114,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
BuzzBroadband Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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