103 Adams Ct, Ashley, IN 46705 Property Records

Steuben County property record for 103 Adams Ct, Ashley, IN 46705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$100,900 (Jan 2020)
Tax Bill	$430 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-11-31-420-102.000-018`

Property Details

APN / Parcel Number

Primary APN	`76-11-31-420-102.000-018`
Alternative APNs	`11-31-420-102.000-30` `00001060463`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	124 ft deep x 112 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001060463
Street Address	103 ADAMS CT
City	ASHLEY
State	IN
Zip	46705-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN HEIGHTS LOT 2
Legal Subdivision	LINCOLN HEIGHTS
Legal Lot Number	2
Jurisdiction	STEUBEN IN
Township / Civil Division	STEUBEN
Census Block Group	4
Census Block	4043
Census Tract	971600

Owner

103 Adams Ct is owned by an individual who bought it in January 2020.

Source: Steuben County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 522, ANGOLA, IN 46703-0522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP
Jan 17, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 31, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	May 31, 2017
Deed Document Number	202010723
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Jul 18, 2025
Property Address	103 ADAMS CT, ASHLEY, IN 46705-5230
Document Number	0025070375
Map Reference	MB 5 PG 48
Instrument Date	Jul 16, 2025
Instrument	25070375
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ADAMS CT, ASHLEY, IN 46705-5230

Mortgage

Document Number	0025070376
Date	Jul 18, 2025
Instrument	25070376

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Jan 17, 2023
Property Address	103 ADAMS CT, ASHLEY, IN 46705-5230
Document Number	0023010406
Map Reference	MB 5 PG 48
Instrument Date	Dec 21, 2022
Instrument	23010406
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 522, ANGOLA, IN 46703-0522

Mortgage

Document Number	0023010407
Date	Jan 17, 2023
Instrument	23010407

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Jan 28, 2020
Property Address	103 ADAMS CT, ASHLEY, IN 46705-5230
Document Number	0020010723
Instrument Date	Jan 20, 2020
Instrument	20010723
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 277, ASHLEY, IN 46705-0277

Mortgage

Document Number	0020010724
Date	Jan 28, 2020
Instrument	20010724

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	May 31, 2017
Property Address	103 ADAMS CT, ASHLEY, IN 46705-5230
Document Number	0017050588
Map Reference	MB 5 PG 48
Instrument Date	May 23, 2017
Instrument	17050588
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CLDAMS CT, ASHLEY, IN 46705

Tax Assessment & Valuation

The 2025 property tax bill for 103 Adams Ct was $430, down 62.1% from the year before.

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Ashley Town
County	Steuben County
County Subdivision	Steuben Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00 (-62.11%)	$96,900 (+22.5%) Land $13,700 Building $83,200	$96,900 (+22.5%) Land $13,700 Building $83,200
2024	$1,135.00	$79,100 (+3.4%) Land $11,600 Building $67,500	$79,100 (+3.4%) Land $11,600 Building $67,500
2023		$76,500 (+2.68%) Land $11,100 Building $65,400	$76,500 (+2.68%) Land $11,100 Building $65,400
2022	$287.00	$74,500 Land $10,900 Building $63,600	$74,500 Land $10,900 Building $63,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Adams Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1996)
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Adams Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLEY WATER DEPARTMENT serves 983 people · EPA ID IN5276002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet, Watch TV.

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