103 Aberdeen, Williamsburg, VA 23188 Property Records

James City County property record for 103 Aberdeen, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,790 sqft · built 1992
Lot Size	0.251 acres (10,977 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jul 2016)
Tax Bill	$4,110 (2019)
Deeds & Mortgages	Dec 2025 Line of Credit May 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`38-1 04-0-0078`

Property Details

APN / Parcel Number

Primary APN	`38-1 04-0-0078`
Alternative APN	`7603`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,790 sqft Living Area
Gross Area	4,466 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	10,977 sqft (0.251 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7603
Street Address	103 ABERDEEN
City	WILLIAMSBURG
State	VA
Zip	23188-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-78 S-11A FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	78
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1008
Census Tract	80209

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
May 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LANGLEY FEDERAL CREDIT UNION
Apr 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage LANGLEY FEDERAL CREDIT UNION
Mar 22, 2021	Intrafamily Transfer, Transfer
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST GNTY MTG CORP
Oct 26, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	0000013197
Last Transfer Date	Mar 22, 2021
Transfer Doc	0210005323
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145

Mortgage

Document Number	0202516474
Date	Dec 1, 2025
Instrument	202516474

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202405532
Date	May 1, 2024
Instrument	202405532

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303722
Date	Apr 19, 2023
Instrument	202303722

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 10, 2063

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210022495
Date	Nov 15, 2021
Instrument	210022495

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Mar 22, 2021
Property Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Document Number	0210005323
Instrument Date	Mar 22, 2021
Instrument	210005323
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Document Number	0000011639
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ABERDEEN WILLIAMSBURG VA 231889145, WILLIAMSBURG, VA 23188-9145

Mortgage

Document Number	0000011639
Date	Aug 13, 2019
Instrument	11639

Lender

Name	FIRST GNTY MTG CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	103 ABERDEEN, WILLIAMSBURG, VA 23188-9145
Document Number	0000018043
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018043
Date	Nov 6, 2018
Instrument	18043

Lender

Name	AMERICAN FIN'L NTWK INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$585,500 (+11.99%) Land $98,100 Building $487,400	$585,500 (+11.99%) Land $98,100 Building $487,400
2023		$522,800 Land $69,300 Building $453,500	$522,800 Land $69,300 Building $453,500
2019	$4,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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