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103 A St, Apt A, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 103 A St, Apt A, Saint Augustine, FL 32080

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 3,078 sqft · built 1981
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$2,388,000 (Oct 2025)
Tax Bill$24,950 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2022 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN170600-0000

Property Details

APN / Parcel Number

Primary APN170600-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area3,078 sqft Living Area
1st Floor Area3,078 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2011
Architectural StyleDuplex Single
Exterior MaterialConcrete Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,246 sqft (0.35 acres)
PorchSlab
Porch Area246 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 A ST, A
CitySAINT AUGUSTINE
StateFL
Zip32080-7094
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeBU1
Legal Description3-30 COQUINA GABLES LOTS 6 & 8 & 10 BLK 39 & N1/2 OF VACATED ALLEY LYING S OR6233/1570
Legal Range30E
Legal Township08S
Legal Section03
Legal SubdivisionCOQUINA GABLES SUBDIVISION NO. 1
Legal Block39
Legal Lot Number6,8
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1001
Census Tract21410

Owner

Source: St. Johns County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13151 ELMHURST CIR, ANCHORAGE, AK 99515-4017
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
BARWICK BANKING CO
Sep 8, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 31, 2022Warranty Deed, Transfer
LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Jan 14, 2022Warranty Deed, Transfer
ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2025 · Amount on Record
Deed SaleOct 6, 2025 · Amount on Record
Prior SaleSep 8, 2023 · Amount on Record
Deed Document Number202581560
Deed Book / Page6233 / 1570
Prior Transfer DateApr 30, 2004
Prior Transfer Doc0000050520
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 6, 2025
Property Address103 A ST, SAINT AUGUSTINE, FL 32080-7093
Document Number0062331570
Book / Page6233 / 1570
Map ReferenceMB 3 PG 30
Instrument DateOct 3, 2025
Instrument2025081560
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyFLORIDA CLOSING CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$16,716.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4959 E HIGHWAY 316, CITRA, FL 32113-4757

Transferred To (Grantee/Buyer)

NameVerified Name
Address13151 ELMHURST CIR, ANCHORAGE, AK 99515-4017

Mortgage

Document Number0062331573
DateOct 6, 2025
Instrument6233/1573
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address103 A ST # 107, 107, SAINT AUGUSTINE, FL 32080-7093
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4235 JEFFERSON AVE S, HASTINGS, FL 32145-3113

Mortgage

Document Number0056660560
DateNov 17, 2022
Book Page5666/560
Instrument2022105578
Lender
NameBARWICK BANKING CO
TypeBank
AddressSAINT AUGUSTINE, FL 32080
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 8, 2023
Property Address103 A ST # 107, 107, SAINT AUGUSTINE, FL 32080-7093
Document Number0058220843
Book / Page5822 / 843
Map ReferenceMB 2 PG 10
Instrument DateSep 7, 2023
Instrument2023071253
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7501 COWPEN BRANCH RD, ELKTON, FL 32033-3625

Transferred To (Grantee/Buyer)

NameVerified Name
Address1098 RENFRED ROAD, NINE MILE RIVER XX

Mortgage

Document Number0005822845
DateSep 8, 2023
Instrument5822/845
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 31, 2022
Property Address103 A ST # 107, 107, SAINT AUGUSTINE, FL 32080-7093
Document Number0055680822
Book / Page5568 / 822
Map ReferenceMB 2 PG 10
Instrument DateMay 26, 2022
Instrument2022054481
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7501 COWPEN BRANCH RD, ELKTON, FL 32033-3625

Transferred To (Grantee/Buyer)

NameVerified Name
Address7501 COWPEN BRANCH RD, ELKTON, FL 32033-3625

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 14, 2022
Property Address103 A ST # 107, 107, SAINT AUGUSTINE, FL 32080-7093
Document Number0054700812
Book / Page5470 / 812
Map ReferenceMB 3 PG 30
Instrument DateJan 14, 2022
Instrument2022005386
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

AmountAmount Recorded
Tax$11,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address631 RUGBY ST, ORLANDO, FL 32804-5309

Transferred To (Grantee/Buyer)

NameVerified Name
Address5324 AIA SOUTH, ST AUGUSTINE, FL 32080

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,684,554 (+20.34%) Land $675,000 Building $1,009,554$1,684,554 (+20.34%) Land $675,000 Building $1,009,554
2025$24,950.00$1,399,818 (+26.23%)$1,399,818 (+26.23%) Land $675,000 Building $724,818
2023$19,527.00 (+45.25%)$1,108,920 (+25.86%)$1,108,920 (+25.86%) Land $765,120 Building $343,800
2022$13,444.00$881,042$881,042 Land $535,920 Building $345,122

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 243 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies365 units insured
incl. 122 condo units
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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