103 8th St E, Cresco, IA 52136 Property Records

Howard County property record for 103 8th St E, Cresco, IA 52136

Property Summary

Property TypeCommercial Office
Details1,290 sqft · built 1967
Lot Size0.403 acres (17,555 sqft)
Owner2 Individual Names on File
Last Sale$127,500 (Jul 2025)
Tax Bill$1,388 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN320400001010000

Property Details

APN / Parcel Number

Primary APN320400001010000

Interior

Stories1 Story
Building Area1,290 sqft Gross Area
1st Floor Area1,290 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area17,555 sqft (0.403 acres)

Location & Zoning

Street Address103 8TH ST E
CityCRESCO
StateIA
Zip52136-1735
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionLOTS 1 & 2 & LOT 3 EX N 33' SUBD W 183'LOT 5 IR SURV E 1/2 SE
Legal Range11W
Legal Township99N
Legal Section23
Legal Lot Number1 & 2
JurisdictionHOWARD IA
Township / Civil DivisionVERNON SPRINGS
Census Block Group2
Census Block2003
Census Tract960100

Owner

103 8th St E, a commercial property, is owned by two individuals who bought it in July 2025.

Source: Howard County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address8683 90TH ST, LIME SPRINGS, IA 52155-8036
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2025 · Amount on File
Deed SaleJul 24, 2025 · Amount on File
Prior SaleJul 24, 2025 · Amount on File
Deed Document Number2025985
Deed Book / Page2025 / 985
Record UpdatedOct 29, 2026

November 2022: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionHOWARD IA
Recording DateNov 14, 2022
Property Address103 8TH ST E, CRESCO, IA 52136-1735
Document Number02022/1805
Book / Page2022 / 1805
Instrument DateNov 10, 2022
Instrument20221805
Transaction TypeTransfer
Record UpdatedJan 11, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 1ST AVE E, CRESCO, IA 52136-1636

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 290TH ST, RIDGEWAY, IA 52165-8546

Mortgage

Document Number02022/1805
DateNov 14, 2022
Book Page2022/1805
Instrument20221805
Lender
NameJOAN S SEBASTIAN
TypeSeller
Address205 1ST AVE E, CRESCO, IA 52136
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term36 Months
DueJan 15, 2025
Interest
Rate TypeFixed Rate
Rate1.5%

Tax Assessment & Valuation

The 2026 property tax bill for 103 8th St E was $1,388.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,388.00$81,870 (-) Land $35,100 Building $46,770$81,870 (-) Land $35,100 Building $46,770
2025$1,388.00 (-3.88%)$81,870 Land $35,100 Building $46,770$81,870 Land $35,100 Building $46,770
2024$1,444.00
2023$78,420 (-5.2%) Land $35,100 Building $43,320$78,420 Land $35,100 Building $43,320
2022$1,774.00$82,720 Land $16,960 Building $65,760
2021$82,720 Land $16,960 Building $65,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 8th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 8th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESCO WATERWORKS
serves 3,913 people · EPA ID IA4515087
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
700 / 200
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Harmony Telephone Company, Verizon, Windstream.

Nearby Properties on 8th St E

Nearby Streets

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