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103 6th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 103 6th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeCommercial
Lot Size1.05 acres (46,154 sqft)
OwnerCompany Name on File
Last Sale$700,000 (Nov 2022)
Tax Bill$24,912 (2026)
Deeds & MortgagesDec 2021 Construction Loan
Nov 2022 Sale
Flood ZoneZone X (minimal risk)
APN17.01147.10

Property Details

APN / Parcel Number

Primary APN17.01147.10

Exterior

Lot Area46,154 sqft (1.05 acres)

Location & Zoning

Street Address103 6TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSECT-36 TWP-036 RANGE-031 TRACKAGE SUBDIVISION LOT-001 BLOCK-002 & LOTS 2 THRU 8 EXC SWLY 8.5 FT & VAC 6TH AVE SE LYING ADJ
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionTRACKAGE SUBDIVISION
Legal Block2
Legal Lot Number1-8
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group5
Census Block5027
Census Tract21201

Owner

Source: Benton County records · APN 17.01147.10

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address22 WILSON AVE NE, SAINT CLOUD, MN 56304-0403
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2021Deed of Trust, Mortgage · Construction Mortgage
FALCON NATIONAL BANK
Nov 09, 2022Warranty Deed, Transfer
TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2022 · Amount on Record
Deed SaleNov 09, 2022 · Amount on Record
Deed Document Number2022463707
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address103 6TH AVE SE, SAINT CLOUD, MN 56304
Transaction TypeMortgage
Record UpdatedJul 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000457291
DateDec 08, 2021
Instrument457291
Lender
NameFALCON NATIONAL BANK
TypeBank
AddressSAINT CLOUD, MN 56301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term83 Months
DueNov 10, 2028

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateNov 09, 2022
Property Address103 6TH AVE SE, SAINT CLOUD, MN 56304
Document Number0000463707
Instrument DateNov 07, 2022
Instrument463707
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WILSON AVE NE, SAINT CLOUD, MN 56304-0403

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$24,912.00$758,900 (+3.04%) Land $138,000 Building $620,900$758,900 (+3.04%) Land $138,000 Building $620,900
2023$736,500 Land $138,000 Building $598,500$736,500 Land $138,000 Building $598,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, Lumen Technologies.

Based on FCC filings for 203 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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