103 5th Ave W, Polson, MT 59860 Property Records

Lake County property record for 103 5th Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1910
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Tax Bill	$3,339 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1510205`

Property Details

APN / Parcel Number

Primary APN	`R1510205`
Alternative APNs	`15-3228-04-4-07-10-0000` `0000008907`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	960 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	130 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008907
Street Address	103 5TH AVE W
City	POLSON
State	MT
Zip	59860-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 022, LOT 002
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	22
Legal Lot Number	2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2040
Census Tract	940307

Owner

103 5th Ave W is owned and occupied by an individual who acquired it in January 2021.

Source: Lake County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	103 5TH AVE W, POLSON, MT 59860-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Sep 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Jan 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 15, 2021
Transfer Doc	584829
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	103 5TH AVE W, POLSON, MT 59860-2634
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 5TH AVE W, POLSON, MT 59860-2634

Mortgage

Document Number	0000599176
Date	Jul 1, 2022
Instrument	599176

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	103 5TH AVE W, POLSON, MT 59860-2634
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	NONE AVAILABE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	565031
Date	Sep 12, 2018
Instrument	565031

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Jan 19, 2021
Property Address	103 5TH AVE W, POLSON, MT 59860-2634
Document Number	584829
Instrument Date	Jan 15, 2021
Instrument	584829
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 SKYLINE LN, 316, POLSON, MT 59860-3725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 5TH AVE W, POLSON, MT 59860-2634

Tax Assessment & Valuation

The 2026 property tax bill for 103 5th Ave W was $3,339, up 95.7% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,339.00 (+95.72%)	$343,100 (-)
2025	$1,706.00	$343,100	$343,100 Land $61,500 Building $281,600
2023	$2,194.00	$266,000	$266,000 Land $36,150 Building $229,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 5th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 5th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

Nearby Properties on 5th Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures