103 3rd St, Phillipsburg, MO 65722 Property Records

Laclede County property record for 103 3rd St, Phillipsburg, MO 65722

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,178 sqft · built 1912
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Jan 2018)
Tax Bill	$411 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-8.0-27-002-001-003.000`

Property Details

APN / Parcel Number

Primary APN	`15-8.0-27-002-001-003.000`
Alternative APN	`80-0206-00-C.J.YOUNG`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,178 sqft Adjusted Area
1st Floor Area	816 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80-0206-00-C.J.YOUNG
Street Address	103 3RD ST
City	PHILLIPSBURG
State	MO
Zip	65722-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C J YOUNG BLK 1 LOT 5 50' X 200'
Legal Range	17W
Legal Township	33N
Legal Section	27
Legal Subdivision	J.C. YOUNGS 1ST ADD PBURG MO (AKA C.J. Y
Legal Block	1
Legal Lot Number	5
Jurisdiction	LACLEDE MO
Township / Civil Division	PHILLIPSBURG
Census Block Group	4
Census Block	4019
Census Tract	960101

Owner

103 3rd St is owned and occupied by an individual who bought it in January 2018.

Source: Laclede County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	103 3RD ST, PHILLIPSBURG, MO 65722-3500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE COMMUNITY BANK
Jan 4, 2018	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2018 · Amount on File
Deed Sale	Jan 4, 2018 · Amount on File
Prior Sale	Sep 14, 2016 · Amount on File
Deed Document Number	201867
Deed Book / Page	272 / 7182
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	103 3RD ST, PHILLIPSBURG, MO 65722-3500
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00272/5339
Date	Dec 12, 2017
Book Page	272/5339
Instrument	2017-5142

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACLEDE MO
Recording Date	Jan 4, 2018
Property Address	103 3RD ST, PHILLIPSBURG, MO 65722-3500
Document Number	00272/7182
Book / Page	272 / 7182
Instrument Date	Jan 3, 2018
Instrument	2018-0067
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WALTERS DR, LEBANON, MO 65536-2372

Mortgage

Document Number	0020180068
Date	Jan 4, 2018
Instrument	2018-0068

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 3rd St was $411.

Source: Laclede County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Laclede County
Municipality	Phillipsburg Village
Unified School District	Laclede County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,950 (-)	$47,100 (-) Land $5,100 Building $42,000
2025	$411.00	$8,950	$47,100 Land $5,100 Building $42,000
2023	$386.00 (+16.27%)	$8,130	$42,800 Land $5,100 Building $37,700
2022	$332.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 3rd St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 96% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACLEDE COUNTY PWSD 3 serves 6,075 people · EPA ID MO5024319
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T, Brightspeed, T-Mobile.

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