Charleston County property record for 103 2nd St, Mount Pleasant, SC 29464
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,660 sqft · built 2005 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on Record |
| Last Sale | $551,000 (May 2020) |
| Tax Bill | $9,071 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 328-10-00-209 |
| Primary APN | 328-10-00-209 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 804 sqft |
| Upper Floors Area | 856 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2ND WEST ST |
|---|---|
| City | FOLLY BEACH |
| State | SC |
| Zip | 29439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | DESCRIPTION -LOT TH-12 |
| Legal Subdivision | WATERS EDGE AT FOLLY TOWNHOMES |
| Legal Lot Number | T,H-12 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2004 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 50 CLEMSON ST, CHARLESTON, SC 29403-3244 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 6, 2022 | Intrafamily Transfer, Transfer |
| May 4, 2020 | Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Feb 7, 2018 | Grant Deed, Transfer · Conventional Mortgage FIRST RELIANCE BK |
| Feb 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on Record |
| Deed Sale | May 4, 2020 · Amount on Record |
| Prior Sale | Feb 7, 2018 · Amount on Record |
| Deed Book / Page | 879 / 506 |
| Last Transfer Date | Aug 25, 2022 |
| Transfer Doc | 0011350710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 6, 2022 |
| Property Address | 103 2ND ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0011350710 |
| Book / Page | 1135 / 710 |
| Map Reference | MB EH PG 185 |
| Instrument Date | Aug 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 CLEMSON ST, 50, CHARLESTON, SC 29403-3244 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 50 CLEMSON ST, CHARLESTON, SC 29403-3244 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 4, 2020 |
| Property Address | 103 2ND ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0879/0506 |
| Book / Page | 000879 / 000506 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | COOPERATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $551.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | W 2ND ST FOLLY BEACH SC 29439, FOLLY BEACH, SC 29439 |
| Document Number | 879/0507 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 000879/000507 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 7, 2018 |
| Property Address | 103 2ND ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0697/0323 |
| Book / Page | 000697 / 000323 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 267 CONFEDERATE CIR CHARLESTON SC 294077428, CHARLESTON, SC 29407-7428 |
| Document Number | 697/0325 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 000697/000325 |
| Name | FIRST RELIANCE BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 7, 2018 |
| Property Address | 103 2ND ST, MOUNT PLEASANT, SC 29464 |
| Document Number | 0697/0322 |
| Book / Page | 000697 / 000322 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6422 W HIGHWAY 98 #1105 PANAMA CITY BEACH FL 324075488, 1105, PANAMA CITY BEACH, FL 32407-5488 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Folly Beach City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,071.00 (+1%) | $633,650 (+1,816.67%) Land $200,000 Building $433,650 | $820,000 (+48.82%) Land $200,000 Building $620,000 |
| 2024 | $8,246.00 (+6.51%) | $33,060 (-) | |
| 2022 | $7,742.00 | $33,060 | $551,000 (-) Land $200,000 Building $351,000 |
| 2020 | $551,000 Land $200,000 Building $351,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 438 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 588 units insured incl. 150 condo units |
| Nearby Flood Claims | 250 (1979–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLLY BEACH CITY OF (1010005) serves 5,086 people · EPA ID SC1010005 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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