103 2nd St E, Hayward, MN 56043 Property Records

Freeborn County property record for 103 2nd St E, Hayward, MN 56043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1920
Lot Size	0.2 acres (8,784 sqft)
Owner	Individual Name on File
Tax Bill	$928 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29.005.0100`

Property Details

APN / Parcel Number

Primary APN	`29.005.0100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	744 sqft Living Area
1st Floor Area	744 sqft
Basement Area	252 sqft
Finished Basement	252 sqft
Unfinished Basement	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,784 sqft (0.2 acres)
Lot Dimensions	122 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	240 sqft
Porch	Slab
Porch Area	140 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 2ND ST E
City	HAYWARD
State	MN
Zip	56043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYWARD CITY LOT-3&4 BLOCK-005 LOT 3 & W 14.5 FT OF LOT 4 BLK 5
Legal Subdivision	HAYWARD CITY
Legal Block	5
Legal Lot Number	3&4
Jurisdiction	FREEBORN MN
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3044
Census Tract	181000

Owner

Source: Freeborn County records · APN 29.005.0100

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 473, HAYWARD, MN 56043-0473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	103 2ND ST E, HAYWARD, MN 56043
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A538239
Date	Jul 05, 2019
Instrument	A538239

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 15, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Hayward City
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,600 (+18.07%) Land $8,900 Building $59,700	$68,600 (+18.07%) Land $8,900 Building $59,700
2025	$928.00 (+7.41%)
2023	$864.00 (+7.73%) Homeowner's exemption	$58,100 Land $5,500 Building $52,600	$58,100 Land $5,500 Building $52,600
2020	$802.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 26, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LTD Broadband Fiber · Fixed Wireless	1,000 / 1,000
Midcontinent Communications Fixed Wireless	100 / 20

May also be available: Metronet Holdings, Verizon.

Based on FCC filings for 117 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Hayward serves 254 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.