103 2nd St, Cheney, WA 99004 Property Records

Spokane County property record for 103 2nd St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1905
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2023)
Tax Bill	$2,228 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13133.5601`

Property Details

APN / Parcel Number

Primary APN	`13133.5601`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,124 sqft
1st Floor Area	720 sqft
Basement Area	360 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1972
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	164 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	103 2ND ST
City	CHENEY
State	WA
Zip	99004-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	CHENEY TOWN OF LT 1 & SWLY 5FT LT 2 BLK 56 TOGW 6FT VAC I ST LYG SWLY & ADJ TO
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Phase	1
Legal Block	56
Legal Lot Number	1,2
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1024
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 2ND ST, CHENEY, WA 99004-1507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Aug 11, 2011 · Amount on Record
Deed Document Number	20237269441
Prior Transfer Date	Apr 23, 2004
Prior Transfer Doc	0005069604
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 23, 2023
Property Address	103 2ND ST, CHENEY, WA 99004-1507
Document Number	0007269441
Map Reference	VOL A PG 44
Instrument Date	Feb 22, 2023
Instrument	7269441
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 2ND ST, CHENEY, WA 99004-1507

Mortgage

Document Number	0007269442
Date	Feb 23, 2023
Instrument	7269442

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,228.00 (+2.67%)	$184,300 (-16.27%) Land $60,000 Building $124,300	$184,300 (-16.27%) Land $60,000 Building $124,300
2025	$2,170.00 (+17.42%)
2024		$220,100 (+61.84%) Land $75,000 Building $145,100	$220,100 (+61.84%) Land $75,000 Building $145,100
2023	$1,848.00 (+22.14%)	$136,000 Land $40,000 Building $96,000	$136,000 Land $40,000 Building $96,000
2022	$1,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 44% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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