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103 13th Ave W, Polson, MT 59860 Property Records

Lake County property record for 103 13th Ave W, Polson, MT 59860

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,938 sqft · built 2004
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on File
Tax Bill$2,283 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APNR1510527

Property Details

APN / Parcel Number

Primary APNR1510527
Alternative APNs
  • 15-3228-09-1-01-07-0000
  • 0000009144

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,938 sqft Living Area
1st Floor Area1,768 sqft
2nd Floor Area1,170 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,996 sqft (0.482 acres)
Garage Area1,170 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area32 sqft
Deck Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000009144
Street Address103 13TH AVE W
CityPOLSON
StateMT
Zip59860-5319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionPEND DEOREILLE HTS (POLSON), S09, T22 N, R20 W, BLOCK 019, LOT 001, PEND D'OREILLE HEIGHTS LTS 1,2,& 3 BLK19
Legal Range20W
Legal Township22N
Legal Section09
Legal SubdivisionPEND DE OREILLE HTS (POLSON)
Legal Block19
Legal Lot Number1-3
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group2
Census Block2088
Census Tract940307

Owner

103 13th Ave W is owned and occupied by two individuals who acquired it in July 2022.

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address103 13TH AVE W, POLSON, MT 59860-5319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
VALLEY BANK
Jul 22, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 19, 2022
Transfer Doc0000599615
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Recording DateAug 26, 2026
Property Address103 13TH AVE W, POLSON, MT 59860-5319
Document Number0000641041
Instrument DateAug 21, 2026
Instrument2026641041
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address103 13TH AVE W, POLSON, MT 59860-5319

Mortgage

Document Number0000641041,
DateAug 26, 2026
Instrument2026641041
Lender
NameVALLEY BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 15, 2046
Interest
Max Rate-1%

July 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE MT
Recording DateJul 22, 2022
Property Address103 13TH AVE W, POLSON, MT 59860-5319
Document Number0000599615
Instrument DateJul 19, 2022
Instrument599615
Transaction TypeTransfer
Record UpdatedJul 29, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 13TH AVE W, POLSON, MT 59860-5319

Tax Assessment & Valuation

The 2026 property tax bill for 103 13th Ave W was $2,283, down 19.8% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
MunicipalityPolson City
Elementary School DistrictPolson Elementary School District (PK - 08)
Secondary School DistrictPolson High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,283.00 (-19.81%)$534,100 (-)
2025$2,847.00$534,100$534,100 Land $96,500 Building $437,600
2023$3,490.00$435,800$435,800 Land $49,450 Building $386,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 13th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 13th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98.4% of Montana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POLSON
serves 5,300 people · EPA ID MT0000308
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Western Montana CommunityTel
Fiber		100 / 100

May also be available: Verizon.

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