Humboldt County property record for 103 1/2 H St, Arcata, CA 95521
| Property Type | Common Area (Residential) |
|---|---|
| Details | 3 bd · 2 ba · 1,307 sqft · built 1998 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Trust Name on File |
| Last Sale | $287,500 (Apr 2018) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-241-034-000 |
| Primary APN | 503-241-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,307 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Construction Type | Wood |
| Lot Area | 1,742 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Old Parcel Number | 50324134 |
|---|---|
| Street Address | 103 1/2 H ST |
| City | ARCATA |
| State | CA |
| Zip | 95521-2603 |
| Property Category | Other |
| Property Type | Other > Common Area (Residential) |
| Local Zoning Code | R-M |
| Legal Description | LOT 12 TR 454 MARSH COMMONS BK21/MAPS PG 104--105 |
| Legal Subdivision | MARSH COMMONS |
| Legal Tract | 454 |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 1001 |
103 1/2 H St is owner-occupied and held in a trust since September 2019.
Source: Humboldt County records, as of October 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 103 H ST, ARCATA, CA 95521-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Sep 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 9, 2018 | Grant Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on File |
| Deed Sale | Apr 9, 2018 · Amount on File |
| Prior Sale | Apr 9, 2018 · Amount on File |
| Deed Document Number | 0000006485 |
| Last Transfer Date | Sep 9, 2019 |
| Transfer Doc | 0000015637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 103 1/2 H ST, ARCATA, CA 95521-2603 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 103 12TH ST, ARCATA, CA 95521-5909 |
| Document Number | 0000004237 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-004237 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Sep 9, 2019 |
| Property Address | 103 1/2 H ST, ARCATA, CA 95521-2603 |
| Document Number | 0000015637 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 15637 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 103 1/2 H ST ARCATA CA 955212603, ARCATA, CA 95521-2603 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Apr 9, 2018 |
| Property Address | 103 1/2 H ST, ARCATA, CA 95521-2603 |
| Document Number | 0000006485 |
| Map Reference | MB 21 PG 104&105 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 2018-006485 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 103 H ST, ARCATA, CA 95521-2603 |
| Document Number | 0000006486 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 2018-006486 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 103 1/2 H St was $4,109.
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,109.00 | $327,122 Land $79,646 Building $247,476 |
| 2023 | $3,985.00 (-1.68%) | $314,421 Land $76,554 Building $237,867 |
| 2022 | $4,053.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 103 1/2 H St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 1/2 H St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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