10295 Murray Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10295 Murray Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1995
Lot Size	3.73 acres (162,479 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,548 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00-002-000-041`

Property Details

APN / Parcel Number

Primary APN	`10-00-002-000-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	162,479 sqft (3.73 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	628 sqft
Patio Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10295 MURRAY RIDGE RD
City	ELYRIA
State	OH
Zip	44035-6950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL-2
Legal Subdivision	CARLISLE SEC 02
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2035
Census Tract	70901

Owner

Source: Lorain County records · APN 10-00-002-000-041

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	10295 MURRAY RIDGE RD, ELYRIA, OH 44035-6950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2013
Deed Sale	Jul 24, 2013
Prior Sale	Nov 06, 1995 · Amount on Record
Deed Document Number	2013092658
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	10295 MURRAY RIDGE RD, ELYRIA, OH 44035-6950
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210827403
Date	Jul 08, 2021
Instrument	2021-0827403

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,548.00 (-10.05%)	$113,880 (+10.58%) Land $23,530 Building $90,350	$325,390 (+10.59%) Land $67,240 Building $258,150
2023	$5,056.00 (+0.74%)	$102,985 (%) Land $24,707 Building $78,278	$294,240 (-) Land $70,590 Building $223,650
2022	$5,019.00	$102,990 Land $24,710 Building $78,280
2021			$294,240 Land $70,590 Building $223,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.