102909 S 3350 Rd, Mcloud, OK 74851 Property Records

Lincoln County property record for 102909 S 3350 Rd, Mcloud, OK 74851

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,152 sqft · built 1940
Lot Size	120 acres (5,227,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0000-12-12N-02E-4-001-00`

Property Details

APN / Parcel Number

Primary APN	`0000-12-12N-02E-4-001-00`
Alternative APN	`265`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	96 sqft
Unfinished Basement	96 sqft
Cellar	Cellar

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227,200 sqft (120 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	264 sqft
Shed	1 Shed
Shed Area	1,170 sqft
Lean-To	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	265
Street Address	102909 S 3350 RD
City	MCLOUD
State	OK
Zip	74851-5158
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	IP
Legal Description	120 AC MOL 12-12-2 E/2 SE/4 & E/2 W/2 SE/4 12-2-12-400-001
Legal Range	02E
Legal Township	12N
Legal Section	12
Jurisdiction	LINCOLN OK
Township / Civil Division	MEEKER
Census Block Group	1
Census Block	1023
Census Tract	961402

Owner

102909 S 3350 Rd, a rural home, is owned and occupied by two individuals who acquired it in June 2023.

Source: Lincoln County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 161, HARRAH, OK 73045-0161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2001
Deed Sale	Sep 27, 2001
Prior Sale	Jun 25, 2001
Deed Book / Page	1491 / 498
Last Transfer Date	Jun 23, 2023
Transfer Doc	0000004251
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	S 3350 RD, OK
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102909 S 3350 RD, MCLOUD, OK 74851-5158

Mortgage

Document Number	002393/274
Date	Oct 15, 2020
Book Page	2393/274
Instrument	6491

Lender

Name	BANCFIRST
Type	Bank
Address	HARRAH, OK 73045

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 102909 S 3350 Rd was $4,011 with a homeowner's exemption, up 11.1% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Elementary School District	White Rock Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,139 (+3%) Land $1,643 Building $41,496	$392,173 (-11.29%) Land $14,936 Building $377,237
2025	$4,011.00 (+11.08%) Homeowner's exemption	$41,883 (+8.85%) Land $1,625 Building $40,258	$442,064 Land $17,155 Building $424,909
2024	$3,611.00	$38,479 Land $1,887 Building $36,592
2022	$3,294.00 Homeowner's exemption	$39,596 Land $1,887 Building $37,709	$359,956 Land $17,152 Building $342,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102909 S 3350 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102909 S 3350 Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 68% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20