10290 Sheldon Rd, Elk Grove, CA 95624 Property Records

Sacramento County property record for 10290 Sheldon Rd, Elk Grove, CA 95624

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,572 sqft · built 1969
Lot Size	2.08 acres (91,040 sqft)
Owner	Company Name on Record
Last Sale	$880,000 (Oct 2021)
Tax Bill	$14,135 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-0090-004-0000`

Property Details

APN / Parcel Number

Primary APN	`127-0090-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,572 sqft Living Area
Gross Area	6,136 sqft
1st Floor Area	3,642 sqft
2nd Floor Area	512 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	91,040 sqft
Garage Area	1,164 sqft
Parking Spaces	4 Parking Spaces
Pool Area	6,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10290 SHELDON RD
City	ELK GROVE
State	CA
Zip	95624-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PTN SEC 27, T 7N, R 6E DESC AS BEG AT A PT ON NLINE OF SD SEC 27, LOC W 2592.12 FT FROM THE N ECOR OF SD SEC 27, TH S
Legal Range	06E
Legal Township	07N
Legal Section	27
Legal Subdivision	CENTRAL CALIFORNIA 10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3009
Census Tract	9336

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONS DIRECT MORTGAGE LLC
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	20211651
Deed Book / Page	20211020 / 1651
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338

Mortgage

Document Number	0000000305
Date	Mar 24, 2025
Instrument	202503240305

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 27, 2026
Property Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338
Document Number	2026000307
Book / Page	20260427 / 307
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338

Mortgage

Document Number	2026000307,
Date	Apr 27, 2026
Book Page	20260427/307

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 20, 2021
Property Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338
Document Number	2021102001651
Instrument Date	Oct 19, 2021
Instrument	2021102001651
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338

Mortgage

Document Number	2021102001652
Date	Oct 20, 2021
Instrument	2021102001652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 30, 2017
Property Address	10290 SHELDON RD, ELK GROVE, CA 95624-9338
Document Number	1711301383
Instrument Date	Nov 17, 2017
Instrument	1711301383
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10290 SHELDON RD ELK GROVE CA 956249338, ELK GROVE, CA 95624-9338

Mortgage

Document Number	1711301384
Date	Nov 30, 2017
Instrument	1711301384

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,360,538 (+2%) Land $285,761 Building $1,074,777
2025	$14,135.00 (+27.09%)	$1,333,861 (+39.29%) Land $280,158 Building $1,053,703
2024	$11,122.00 (+8.55%)
2023	$10,246.00 (+8.53%)	$957,600 Land $269,280 Building $688,320
2022	$9,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK GROVE WATER DISTRICT private · serves 44,065 people · EPA ID CA3410008
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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