Lake County property record for 10290 Chillicothe Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,296 sqft · built 1955 |
| Lot Size | 1.46 acres (63,641 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $9,777 (2023) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-021-A-00-027-0 |
| Primary APN | 20-A-021-A-00-027-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 63,641 sqft (1.46 acres) |
| Garage Area | 1,620 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 400 sqft |
| Patio Area | 72 sqft |
| Canopy | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | C 118 |
|---|---|
| Street Address | 10290 CHILLICOTHE RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 82 TRACT 3 |
| Legal Subdivision | KIRTLAND TOWNSHIP 03 |
| Legal Tract | 3 |
| Legal Lot Number | 82 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 206400 |
The current owner of 10290 Chillicothe Rd acquired it in November 2007.
Source: Lake County records, as of April 25, 2024
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 10290 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9501 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2007 |
| Transfer Doc | 0000039702 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 10290 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | ACCURATE GROUP, ACCURATE GROYP LLC |
| Name | Verified Name |
|---|---|
| Address | 10290 CHILLICOTHE RD, WILLOUGHBY, OH 44094-9501 |
| Document Number | 0000031018 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021R031018 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 11, 2046 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $9,777.00 (+98.2%) Homeowner's exemption | $93,370 (-1.44%) Land $25,490 Building $67,880 | |
| 2022 | $4,933.00 Homeowner's exemption | $94,730 Land $25,490 Building $69,240 | |
| 2021 | $266,790 Land $72,840 Building $193,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10290 Chillicothe Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10290 Chillicothe Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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