10290 Bernarda Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 10290 Bernarda Ct, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,525 sqft · built 1990
Lot Size0.387 acres (16,834 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Sep 2018)
Tax Bill$3,117 (2025)
Deeds & MortgagesNov 2019 Mortgage
Sep 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR01-223-17-3535-0000-0210

Property Details

APN / Parcel Number

Primary APNR01-223-17-3535-0000-0210
Alternative APNs
  • 01157116
  • 1157116

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,525 sqft Living Area
Gross Area3,300 sqft
1st Floor Area2,525 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,834 sqft (0.387 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area1,369 sqft
Deck Area272 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01157116
Street Address10290 BERNARDA CT
CitySPRING HILL
StateFL
Zip34608-1200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKYLAND PINES LOT 21
Legal Range17E
Legal Township23S
Legal Section01
Legal SubdivisionSKYLAND PINES
Legal Lot Number21
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3006
Census Tract41201

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10290 BERNARDA CT, SPRING HILL, FL 34608-1200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 19, 2018Quit Claim Deed
AMERICAS TITLE
Sep 19, 2018Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2018 · Amount on Record
Deed SaleSep 19, 2018 · Amount on Record
Prior SaleAug 27, 2013 · Amount on Record
Deed Document Number201857092
Deed Book / Page3624 / 1825
Prior Transfer DateOct 10, 2013
Prior Transfer Doc0030530456
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address10290 BERNARDA CT, SPRING HILL, FL 34608-1200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037771295
DateNov 25, 2019
Book Page3777/1295
Instrument2019074392
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2034

September 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateSep 19, 2018
Property Address10290 BERNARDA CT, SPRING HILL, FL 34608-1200
Document Number0036241824
Book / Page003624 / 001824
Instrument DateSep 18, 2018
Instrument57091
Record UpdatedOct 19, 2018
Title CompanyAMERICAS TITLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3672 COVINGTON LN LAKELAND FL 338102709, LAKELAND, FL 33810-2709

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 19, 2018
Property Address10290 BERNARDA CT, SPRING HILL, FL 34608-1200
Document Number0036241825
Book / Page3624 / 1825
Map ReferenceMB22 PG46
Instrument DateSep 18, 2018
Instrument2018057092
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyAMERICAS TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3672 COVINGTON LN, 3672, LAKELAND, FL 33810-2709

Transferred To (Grantee/Buyer)

NameVerified Name
Address10290 BERNARDA CT, SPRING HILL, FL 34608-1200

Mortgage

Document Number2018057093
DateSep 19, 2018
Instrument2018057093
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,117.00 (+32.47%) Homeowner's exemption$206,152 (+5.99%)$351,888 (+4.47%) Land $51,975 Building $299,913
2023$194,507 Land $194,507
2022$2,353.00$336,836 Land $43,979 Building $292,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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