10290 Adler St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10290 Adler St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,585 sqft · built 1993
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2026)
Tax Bill	$3,855 (2025)
Deeds & Mortgages	Dec 2024 Second Mortgage Oct 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5150-0963-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0963-0020`
Alternative APNs	`00591997` `591997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,585 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	1,585 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	168 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00591997
Street Address	10290 ADLER ST
City	SPRING HILL
State	FL
Zip	34608-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 963 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	963
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1038
Census Tract	41105

Owner

Source: Hernando County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRJMG FUND LLC
Oct 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRJMG FUND LLC
Feb 19, 2026	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Feb 12, 2020	Quit Claim Deed, Transfer BOYD LOAN FNDG I LLC ISAOA/ATI
Sep 26, 2019	Loan Modification, Mortgage · Conventional Mortgage 1 SHARPE OPPORTUNITY INTERMEDI
Oct 5, 2018	Trustee's Deed, Construction Loan · Line of Credit BOYD LN FNDG I LLC
Aug 22, 2017	Warranty Deed, Transfer SOUTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	202610548
Deed Book / Page	4670 / 547
Prior Transfer Date	Feb 11, 2020
Prior Transfer Doc	0038060545
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045050954
Date	Dec 27, 2024
Book Page	4505/954
Instrument	2024079553

Lender

Name	TRJMG FUND LLC
Address	TAMPA, FL 33675

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044810307
Date	Oct 18, 2024
Book Page	4481/307
Instrument	2024064133

Lender

Name	TRJMG FUND LLC
Address	TAMPA, FL 33675

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2025

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 19, 2026
Property Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Document Number	0046700547
Book / Page	4670 / 547
Map Reference	MB 9 PG 10
Instrument Date	Feb 12, 2026
Instrument	2026010548
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	TIME TO CLOSE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6282, SPRING HILL, FL 34611-6282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10290 ADLER ST, SPRING HILL, FL 34608-4201

Mortgage

Document Number	0004670549
Date	Feb 19, 2026
Instrument	4670/549

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0046700564
Date	Feb 19, 2026
Book Page	4670/564
Instrument	2026010550

Lender

Name	ESCAMBIA COUNTY HOUSING FINANCE AUTHORIT
Type	Government Agency
Address	PENSACOLA, FL 32502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 12, 2020
Property Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Document Number	0038060545
Book / Page	003806 / 000545
Instrument Date	Feb 11, 2020
Instrument	9447
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12054 WATERSTONE LOOP DR WINDERMERE FL 347865427, WINDERMERE, FL 34786-5427

Mortgage

Document Number	38060546
Date	Feb 12, 2020
Book Page	003806/000546
Instrument	9448

Lender

Name	BOYD LOAN FNDG I LLC ISAOA/ATI
Address	1085 W MORSE BLVD # 120, WINTER PARK, FL 32789-3796

Agreement

Amount	Amount Recorded

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Document Number	0037581769
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10290 ADLER ST SPRING HILL FL 346084201, SPRING HILL, FL 34608-4201

Mortgage

Document Number	0037581769
Date	Oct 7, 2019
Book Page	003758/001769
Instrument	62612

Lender

Name	1 SHARPE OPPORTUNITY INTERMEDI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 5, 2018
Property Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Document Number	0036300886
Book / Page	003630 / 000886
Instrument Date	Sep 28, 2018
Instrument	60808
Transaction Type	Construction Loan
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12054 WATERSTONE LOOP DR WINDERMERE FL 347865427, WINDERMERE, FL 34786-5427

Mortgage

Document Number	36300886
Date	Oct 5, 2018
Book Page	003630/000886
Instrument	60808

Lender

Name	BOYD LN FNDG I LLC
Address	WINTER PARK, FL 32789

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 22, 2017
Property Address	10290 ADLER ST, SPRING HILL, FL 34608-4201
Document Number	0035000087
Book / Page	003500 / 000087
Instrument Date	Aug 16, 2017
Instrument	48319
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10290 ADLER ST SPRING HILL FL 346084201, SPRING HILL, FL 34608-4201

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,855.00 (+28.97%)	$212,730 (+21%)	$232,965 (+2.98%) Land $37,500 Building $195,465
2023		$175,810 Land $175,810
2022	$2,989.00		$226,225 Land $31,000 Building $195,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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