1029 Whispering Ct, Omro, WI 54963 Property Records

Winnebago County property record for 1029 Whispering Ct, Omro, WI 54963

Property Summary

Property TypeSingle Family Home
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$520,900 (Nov 2025)
Tax Bill$869 (2024)
Deeds & MortgagesDec 2025 Transfer
Sep 2025 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN265-1543

Property Details

APN / Parcel Number

Primary APN265-1543
Alternative APN
  • 36393

Exterior

Lot Area16,117 sqft (0.37 acres)

Location & Zoning

Account Number36393
Street Address1029 WHISPERING CT
CityOMRO
StateWI
Zip54963-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING FOX LOT 7 .37 A.
Legal Range15E
Legal Township18N
Legal Section08
Legal SubdivisionWHISPERING FOX
Legal Lot Number7
JurisdictionWINNEBAGO WI
Township / Civil DivisionOMRO
Census Block Group1
Census Block1017
Census Tract2001

Owner

1029 Whispering Ct is owned and occupied by two individuals who acquired it in December 2025.

Source: Winnebago County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1029 WHISPERING CT, OMRO, WI 54963-9213
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Transfer on Death Deed, Transfer
Sep 11, 2025Deed of Trust, Mortgage · Construction Mortgage
NICOLET NATIONAL BANK
Nov 14, 2025Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2025 · Amount on File
Deed SaleNov 14, 2025 · Amount on File
Prior SaleMay 12, 2025 · Amount on File
Deed Document Number20251956476
Last Transfer DateDec 16, 2025
Transfer Doc0001958400
Record UpdatedOct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINNEBAGO WI
Recording DateDec 17, 2025
Property Address1029 WHISPERING CT, OMRO, WI 54963-9213
Document Number0001958400
Instrument DateDec 16, 2025
Instrument1958400
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address1029 WHISPERING CT, OMRO, WI 54963-9213
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001952290
DateSep 11, 2025
Instrument1952290
Lender
NameNICOLET NATIONAL BANK
TypeBank
AddressOSHKOSH, WI 54904
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateNov 14, 2025
Property Address1029 WHISPERING CT, OMRO, WI 54963-9213
Document Number0001956476
Instrument DateNov 13, 2025
Instrument1956476
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,562.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 WHISPERING CT, OMRO, WI 54963-9213

Mortgage

Document Number0001956477
DateNov 14, 2025
Instrument1956477
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOmro City
Unified School DistrictOmro School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,300 (+19.94%) Land $37,300
2024$869.00 (+1%)$31,100 (-) Land $31,100$49,267 (+9.24%) Land $49,267
2023$790.00 (+1.67%)$31,100 (-) Land $31,100$45,100 (+13.98%) Land $45,100
2022$777.00$31,100 Land $31,100$39,569 Land $39,569

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1029 Whispering Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 units insured
incl. 12 condo units
Nearby Flood Claims1 (2019)
Most Recent ClaimMar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Whispering Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20

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