1029 Wakefield Dr, Elgin, IL 60120 Property Records

Cook County property record for 1029 Wakefield Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,622 sqft · built 1994
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Company Names on Record
Last Sale	$232,500 (Oct 1994)
Tax Bill	$7,493 (2023)
Deeds & Mortgages	Oct 2025 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07-219-011`

Property Details

APN / Parcel Number

Primary APN	`06-07-219-011`
Alternative APN	`06-07-219-011-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,622 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,977 sqft (0.252 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1029 WAKEFIELD DR
City	ELGIN
State	IL
Zip	60120-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 IN COBBLERS CROSSING UNIT 1 4 PART E2 OF SEC07 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT 14
Legal Lot Number	25
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4006
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1029 WAKEFIELD DR, ELGIN, IL 60120-4947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1994 · Amount on Record
Deed Sale	Oct 5, 1994 · Amount on Record
Deed Document Number	1994339
Last Transfer Date	Oct 3, 2025
Transfer Doc	0000014107
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Oct 30, 2025
Property Address	1029 WAKEFIELD DR, ELGIN, IL 60120-4947
Document Number	0030314107
Map Reference	DOC 93-793792
Instrument Date	Oct 3, 2025
Instrument	2530314107
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1029 WAKEFIELD DR, ELGIN, IL 60120-4947

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1029 WAKEFIELD DR, ELGIN, IL 60120-4947
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008912146
Date	Mar 30, 2021
Instrument	2108912146

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 1, 2035

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 (+40.63%) Land $8,782 Building $36,218	$450,000 (+40.63%) Land $87,820 Building $362,180
2023	$7,493.00 (+3.65%) Homeowner's exemption Senior Citizen's exemption	$31,999 (-) Land $7,683 Building $24,316	$319,990 (-) Land $76,830 Building $243,160
2022	$7,229.00 Homeowner's exemption Senior Citizen's exemption	$31,999 Land $7,683 Building $24,316	$319,990 Land $76,830 Building $243,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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