1029 W Main St, Centre, AL 35960 Property Records

Cherokee County property record for 1029 W Main St, Centre, AL 35960

Property Summary

Property TypeSingle Family Home
Details1,438 sqft · built 1940
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on File
Last Sale$115,200 (Aug 2026)
Tax Bill$1,270 (2026)
Deeds & MortgagesAug 2026 Foreclosure
Apr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-14-05-21-1-004-006.000

Property Details

APN / Parcel Number

Primary APN13-14-05-21-1-004-006.000
Alternative APNs
  • ALT APN:1405211004006000
  • 219381
  • 21683

Interior

Stories1 Story
Building Area1,438 sqft Living Area
1st Floor Area1,438 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,504 sqft (0.31 acres)
Garage TypeMixed
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area164 sqft
Deck AreaDeck Area
Utility Building112 sqft

Location & Zoning

Account Number219381
Street Address1029 W MAIN ST
CityCENTRE
StateAL
Zip35960-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM INT SLY R/W HWY 411 & W LINE NW/4 OF SEC, SELY 160' TOPOB, SLY 180',SELY 75',NLY 181.2', NWLY 68' TO POB
Legal Range09E
Legal Township10S
Legal Section21
JurisdictionCHEROKEE AL
Township / Civil DivisionCENTRE
Census Block Group4
Census Block4012
Census Tract955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 650043, DALLAS, TX 75265-0043
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Trustee's Deed, Foreclosure
NONE LISTED ON DOCUMENT
Apr 10, 2024Personal Representative Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2026 · Amount on File
Deed SaleAug 28, 2026 · Amount on File
Prior SaleApr 10, 2024 · Amount on File
Deed Document Number2026245573
Prior Transfer DateAug 7, 2026
Prior Transfer Doc0000245573
Record UpdatedOct 29, 2026

August 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHEROKEE AL
Recording DateAug 28, 2026
Property Address1029 W MAIN ST, CENTRE, AL 35960-1228
Document Number0000245573
Instrument DateAug 7, 2026
Instrument2026245573
Transaction TypeForeclosure
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$11,635.20
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

April 2024: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCHEROKEE AL
Recording DateApr 10, 2024
Property Address1029 W MAIN ST, CENTRE, AL 35960-1228
Document Number0000233218
Instrument DateApr 9, 2024
Instrument233218
Transaction TypeTransfer
Record UpdatedApr 24, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 W MAIN ST, CENTRE, AL 35960-1228

Mortgage

Document Number0000233219
DateApr 10, 2024
Instrument233219
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCentre City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,270.00 (+6.9%)
2025$1,188.00 (+17%)$24,720 (+138.61%) Land $3,000 Building $21,720$126,400 (+20.5%) Land $15,000 Building $111,400
2024$440.00 (+65.41%) Additional exemption filed$10,360 (+52.35%) Land $1,500 Building $8,860$104,900 (+54.49%) Land $15,000 Building $89,900
2023$266.00 Homeowner's exemption$6,800 (+466.67%)$67,900 (-) Land $10,600 Building $57,300
2022$266.00 Homeowner's exemption$1,200 Land $1,060 Building $140$67,900 Land $10,600 Building $57,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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