1029 Valley Crest Dr, Vista, CA 92084 Property Records

San Diego County property record for 1029 Valley Crest Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,732 sqft · built 1959
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$196,000 (Aug 1989)
Tax Bill	$6,190 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181-242-15-00`

Property Details

APN / Parcel Number

Primary APN	`181-242-15-00`
Alternative APN	`1812404400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Roof Material	Built-Up Asphalt
Lot Area	27,443 sqft (0.63 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1812404400
Street Address	1029 VALLEY CREST DR
City	VISTA
State	CA
Zip	92084-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 27-11-3W NWQ 0.63 AC M/L IN SWQ OF SEQ OF
Legal Range	03W
Legal Township	11
Legal Section	27
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2017
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jan 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 20, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 1989 · Amount on Record
Deed Sale	Aug 25, 1989 · Amount on Record
Deed Document Number	1989456534
Last Transfer Date	Oct 8, 2021
Transfer Doc	0000029406
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613

Mortgage

Document Number	0000840322
Date	Dec 13, 2021
Instrument	2021-0840322

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2022
Property Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613
Document Number	0000029406
Instrument Date	Oct 8, 2021
Instrument	2022-0029406
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613

Mortgage

Document Number	0000029407
Date	Jan 20, 2022
Instrument	2022-0029407

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Nov 1, 2041

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2022
Property Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613
Document Number	0000029408
Instrument Date	Oct 8, 2021
Instrument	2022-0029408
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000509518
Date	Nov 1, 2017
Instrument	2017-0509518

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	VISTA, CA 92084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2017
Property Address	1029 VALLEY CREST DR, VISTA, CA 92084-6613
Document Number	0000504216
Instrument Date	Oct 11, 2017
Instrument	504216
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1029 VALLEY CREST DR VISTA CA 920846613, VISTA, CA 92084-6613

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,596 (+2%) Land $120,891 Building $346,705
2025	$6,190.00 (+25.89%) Homeowner's exemption	$458,428 (+14.26%) Land $118,521 Building $339,907
2023	$4,917.00 (+0.24%) Homeowner's exemption	$401,221 Land $113,920 Building $287,301
2022	$4,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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