1029 Summerfield Rd, Monteagle, TN 37356 Property Records

Grundy County property record for 1029 Summerfield Rd, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,072 sqft · built 2024
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2026)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Jan 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`031101 00312`

Property Details

APN / Parcel Number

Primary APN	`031101 00312`
Alternative APN	`101 00312`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,321 sqft (1.27 acres)
Terrain	Rolling
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1029 SUMMERFIELD RD
City	MONTEAGLE
State	TN
Zip	37356-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 ALSO PLAT 2-512, COUNTY AREA: R02
Legal Subdivision	EAGLE CREEK ESTATES
Legal Lot Number	12
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	4
Census Block	4026
Census Tract	955300

Owner

1029 Summerfield Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Grundy County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1029 SUMMERFIELD RD, MONTEAGLE, TN 37356-7622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GRASSLAND FINANCIAL SERVICES LLC
Jan 7, 2026	Deed of Trust, Mortgage · Commercial Mortgage TIMOTHY W BURROW
Jan 7, 2026	Deed of Trust, Mortgage · Commercial Mortgage TIMOTHY W BURROW
Sep 17, 2024	Deed of Trust, Mortgage · Line of Credit TIMOTHY W BURROW
Apr 6, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Dec 14, 2020	Warranty Deed, Transfer METROPOLITAN ESCROW
Dec 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Dec 13, 2017 · Amount on File
Deed Document Number	2026114577
Deed Book / Page	1165 / 1559
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0000104815
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	1029 SUMMERFIELD RD, MONTEAGLE, TN 37356-7622
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001145/721
Date	Mar 21, 2022
Book Page	1145/721
Instrument	102501

Lender

Name	GRASSLAND FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	FRANKLIN, TN 37069

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2037

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	1029 SUMMERFIELD RD, MONTEAGLE, TN 37356-7622
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	LENDERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01164/1076
Date	Jan 7, 2026
Book Page	1164/1076
Instrument	113833

Lender

Name	TIMOTHY W BURROW
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 12, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	1029 SUMMERFIELD RD, MONTEAGLE, TN 37356-7622
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	LENDERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01164/1066
Date	Jan 7, 2026
Book Page	1164/1066
Instrument	113832

Lender

Name	TIMOTHY W BURROW
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Dec 12, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	1029 SUMMERFIELD RD, MONTEAGLE, TN 37356-7622
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	LENDERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01158/1357
Date	Sep 17, 2024
Book Page	1158/1357
Instrument	109936

Lender

Name	TIMOTHY W BURROW
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	5 Months
Due	Feb 13, 2025

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Apr 6, 2026
Property Address	1029 SUMMERFIELD RD, MONTEAGLE, TN 37356-7622
Document Number	0000114577
Book / Page	1165 / 1559
Instrument Date	Apr 6, 2026
Instrument	2026114577
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,556.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SUMMERFIELD RD, MONTEAGLE, TN 37356-7622

Mortgage

Document Number	0000114578,
Date	Apr 6, 2026
Instrument	2026114578

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Dec 14, 2020
Property Address	EAGLE CREEK ESTS, MONTEAGLE, TN 37356
Document Number	0000098214
Book / Page	001125 / 000228
Instrument Date	Dec 11, 2020
Instrument	98214
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount on Record
Tax	$34.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1030 MARKET ST FRANKLIN TN 370678518, FRANKLIN, TN 37067-8518

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY TN
Recording Date	Dec 13, 2017
Property Address	EAGLE CREEK ESTS, MONTEAGLE, TN 37356
Document Number	0000090081
Book / Page	001089 / 000755
Instrument Date	Dec 5, 2017
Instrument	90081
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	424 HEWGLEYS RD SOUTH PITTSBURG TN 373806100, SOUTH PITTSBURG, TN 37380-6100

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Summerfield Rd was $1,063, up 2,315.9% from the year before.

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,063.00 (+2,315.91%)	$74,525 (+2,304.03%) Land $3,100 Building $71,425
2024	$44.00	$3,100 (-) Land $3,100
2023	$44.00 (-2.22%)	$3,100 (+53.09%) Land $3,100
2022	$45.00	$2,025 Land $2,025	$8,100 Land $8,100
2020			$298,100 Land $12,400 Building $285,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1029 Summerfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Summerfield Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 81% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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