1029 Straightaway Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 1029 Straightaway Ct, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,159 sqft · built 2006
Lot Size0.244 acres (10,614 sqft)
OwnerIndividual Name on File
Last Sale$1,305,000 (Aug 2026)
Tax Bill$13,001 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2026 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN122-551-04-00

Property Details

APN / Parcel Number

Primary APN122-551-04-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,159 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area10,614 sqft (0.244 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1029 STRAIGHTAWAY CT
CityOCEANSIDE
StateCA
Zip92057-1949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-A-MP-1
Legal DescriptionLOT 15 TR 015046
Legal SubdivisionMORRO HILLS VILLAGE
Legal Tract015046
Legal Block4
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4003
Census Tract18619

Owner

1029 Straightaway Ct is owned and occupied by an individual who bought it in August 2026.

Source: San Diego County records, as of September 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Grant Deed, Transfer · Conventional Mortgage
FUNDING
Aug 25, 2026Quit Claim Deed, Transfer
TICOR TITLE COMPANY OC, TICOR TITLE COMPANY
Apr 4, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 12, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Mar 28, 2017Grant Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2026 · Amount on File
Deed SaleAug 25, 2026 · Amount on File
Prior SaleNov 16, 2020 · Amount on File
Deed Document Number2026248879
Prior Transfer DateAug 20, 2026
Prior Transfer Doc0000248878
Record UpdatedOct 29, 2026

August 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2026
Property Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949
Document Number0000248879
Instrument DateAug 20, 2026
Instrument2026248879
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyTICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$144,985.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949

Mortgage

Document Number0000248880,
DateAug 25, 2026
Instrument2026248880
Lender
NameFUNDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2026
Property Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949
Document Number0000248878
Instrument DateAug 20, 2026
Instrument2026248878
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyTICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949

Mortgage

Document Number0000145985
DateApr 4, 2022
Instrument2022-0145985
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949
Transaction TypeMortgage
Record UpdatedApr 23, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949

Mortgage

Document Number0000289696
DateApr 14, 2021
Instrument2021-0289696
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000283657
DateJul 12, 2018
Instrument2018-0283657
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJul 1, 2028

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2017
Property Address1029 STRAIGHTAWAY CT, OCEANSIDE, CA 92057-1949
Document Number0000139077
Instrument DateMar 27, 2017
Instrument139077
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$866.25
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1029 STRAIGHTAWAY CT OCEANSIDE CA 920571949, OCEANSIDE, CA 92057-1949

Mortgage

Document Number139078
DateMar 28, 2017
Instrument139078
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Straightaway Ct was $13,001.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,026,792 (+2%) Land $337,573 Building $689,219
2025$13,001.00$1,006,659 Land $330,954 Building $675,705
2023$12,929.00 (+1.38%)$967,570 Land $318,103 Building $649,467
2022$12,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1029 Straightaway Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Straightaway Ct is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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