1029 Scott St, #31, Covington, KY 41011 Property Records

Kenton County property record for 1029 Scott St, #31, Covington, KY 41011

Property Summary

Property Type	Parking Lot
Lot Size	0.162 acres (7,089 sqft)
Owner	Company Name on File
Tax Bill	$496 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054-24-08-006.00`

Property Details

APN / Parcel Number

Primary APN	`054-24-08-006.00`

Exterior

Lot Area	7,089 sqft (0.162 acres)
Lot Dimensions	112 ft deep x 63.3 ft wide

Location & Zoning

Old Parcel Number	0542408006.00
Street Address	1029 SCOTT ST # 31, 31
City	COVINGTON
State	KY
Zip	41011-3131
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Legal Description	63.3X112 PT LOTS 92-93 BAP 1ST PLUS PORTION OF CLOSED ALLEY
Legal Subdivision	WESTERN BAPTIST THEO INST
Legal Phase	1ST
Legal Lot Number	92,93 93
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1016
Census Tract	67000

Owner

Source: Kenton County records · APN 054-24-08-006.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1032 MADISON AVE, COVINGTON, KY 41011-3172
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 12, 2016
Transfer Doc	0000000125
Record Updated	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1029 SCOTT ST # 31, 31, COVINGTON, KY 41011-3131
Document Number	0000000185
Instrument Date	Mar 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1032 MADISON AVE COVINGTON KY 410113172, COVINGTON, KY 41011-3172

Mortgage

Document Number	0000000185
Date	Mar 09, 2017
Book Page	0C6112/000041
Instrument	185

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 08, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00 (-0.6%)	$37,500 (-) Land $25,500 Building $12,000	$37,500 (-) Land $25,500 Building $12,000
2023	$499.00	$37,500 Land $25,500 Building $12,000	$37,500 Land $25,500 Building $12,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 656 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.