1029 Sand Bar Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1029 Sand Bar Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,781 sqft · built 1973
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (Mar 2021)
Tax Bill	$8,103 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0392-014-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0392-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1029 SAND BAR CIR
City	CARMICHAEL
State	CA
Zip	95608-6137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	DEL DAYO ESTATES 15, LOT 37
Legal Subdivision	DEL DAYO ESTATES 15
Legal Lot Number	37
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2017
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1029 SAND BAR CIR, CARMICHAEL, CA 95608-6137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 5, 2021	Grant Deed, Transfer · Commercial Mortgage HEATHER RUST KAVANAUGH TRUST
Jul 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Book / Page	20210305 / 559
Last Transfer Date	Feb 1, 2022
Transfer Doc	2022000599
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 8, 2022
Property Address	1029 SAND BAR CIR, CARMICHAEL, CA 95608-6137
Document Number	0000000599
Map Reference	MB 80 MAP 3
Instrument Date	Feb 1, 2022
Instrument	2022020800599
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST TTL CO OF SOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1029 SAND BAR CIR, CARMICHAEL, CA 95608-6137

Mortgage

Document Number	0000000600
Date	Feb 8, 2022
Instrument	2022020800600

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 5, 2021
Property Address	1029 SAND BAR CIR, CARMICHAEL, CA 95608-6137
Document Number	0000000559
Map Reference	MB 80 PG 3
Instrument Date	Mar 2, 2021
Instrument	202103050559
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 SAND BAR CIR, CARMICHAEL, CA 95608-6137

Mortgage

Document Number	0000000560
Date	Mar 5, 2021
Instrument	202103050560

Lender

Name	HEATHER RUST KAVANAUGH TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 29, 2019
Property Address	1029 SAND BAR CIR, CARMICHAEL, CA 95608-6137
Document Number	1907290437
Instrument Date	Jun 19, 2019
Instrument	1907290437
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	121 OAK CT HERCULES CA 945471137, HERCULES, CA 94547-1137

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,007 (+2%) Land $276,020 Building $402,987
2025	$8,103.00 (+0.95%)	$665,694 (+4.04%) Land $270,608 Building $395,086
2024	$8,027.00 (+2.57%)
2023	$7,826.00 (+0.54%)	$639,846 Land $260,100 Building $379,746
2022	$7,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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