1029 S Oak Rd, Davison, MI 48423 Property Records

Genesee County property record for 1029 S Oak Rd, Davison, MI 48423

Property Summary

Property TypeSingle Family Home
Details2 ba · 977 sqft · built 2005
Lot Size0.87 acres (37,897 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Apr 2021)
Tax Bill$3,244 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-14-501-021

Property Details

APN / Parcel Number

Primary APN05-14-501-021

Interior

Full Baths2 Baths
Stories1 Story
Building Area977 sqft Living Area
1st Floor Area977 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area37,897 sqft (0.87 acres)
Lot Dimensions234 ft deep x 162 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1029 S OAK RD
CityDAVISON
StateMI
Zip48423-9107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNOT AVAILA
Legal DescriptionLOT 21 SUPERVISORS PLAT NO 33 SEC 14 T7N R8E
Legal Range08E
Legal Township07N
Legal Section14
Legal SubdivisionSUPERVISORS PLAT
Legal Lot Number21
JurisdictionGENESEE MI
Township / Civil DivisionDAVISON
Census Block Group2
Census Block2000
Census Tract11712

Owner

1029 S Oak Rd is owned and occupied by an individual who bought it in April 2021.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1029 S OAK RD, DAVISON, MI 48423-9107
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FINANCIAL PLUS CU
Apr 8, 2021Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2021 · Amount on File
Deed SaleApr 8, 2021 · Amount on File
Prior SaleJan 25, 2006 · Amount on File
Deed Document Number202137398
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address1029 S OAK RD, DAVISON, MI 48423-9107
Transaction TypeMortgage
Record UpdatedAug 23, 2023
Title CompanySUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 S OAK RD, DAVISON, MI 48423-9107

Mortgage

Document Number0000045099
DateAug 14, 2023
Instrument202308140045099
Lender
NameFINANCIAL PLUS CU
TypeCredit Union
AddressFLINT, MI 48507
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2038

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateApr 8, 2021
Property Address1029 S OAK RD, DAVISON, MI 48423-9107
Document Number202104080037398
Map ReferenceMB 17 PG 39
Instrument DateMar 19, 2021
Instrument202104080037398
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5190 N GALE RD, 5190, DAVISON, MI 48423-8955

Transferred To (Grantee/Buyer)

NameVerified Name
Address2205 N FIVE LAKES RD, LAPEER, MI 48446-8365

Mortgage

Document Number202104080037399
DateApr 8, 2021
Instrument202104080037399
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1029 S Oak Rd was $3,244 with a homeowner's exemption, up 2.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionDavison Township
Unified School DistrictDavison Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$90,900 (+2.83%) Land $15,000 Building $75,900$181,800 (+2.83%) Land $30,000 Building $151,800
2025$3,244.00 (+2.24%) Homeowner's exemption$88,400$176,800
2024$3,173.00
2023$78,900$157,800
2019$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1029 S Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 S Oak Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEE COUNTY WATER SYSTEM
serves 73,726 people · EPA ID MI0002615
Water SourcePurchased surface water from KAREGNONDI WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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