Polk County property record for 1029 Rustic Estates Dr, Lakeland, FL 33811 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,424 sqft Living Area |
| Lot Size | 18,230 sqft (0.419 acres) |
| Garage | Attached, 432 sqft |
| Tax Bill | $681.00 (2025) |
| Primary APN | 23-29-23-141802-000210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 1,856 sqft Gross Area |
| 1st Floor | 1,424 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 18,230 sqft (0.419 acres) |
| Depth X Width | 183 ft x 100 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 432 sqft Garage |
| Porch Area | 414 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 1029 RUSTIC ESTATES DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-2316 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUSTIC ESTATES PB 79 PG 29 LOT 21 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 23 |
| Legal Subdivision | RUSTIC ESTATES |
| Legal Tract | 141802 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 11912 |
Source: Polk County records · APN 23-29-23-141802-000210
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3969 SPRUCE CREEK DR, LAKELAND, FL 33811-1890 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2025 |
| Transfer Doc | 0000146262 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1029 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1029 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Document Number | 0000061519 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 11616/1578 |
| Instrument | 2021061519 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 23, 2019 |
| Property Address | 1029 RUSTIC ESTATES DR, LAKELAND, FL 33811-2316 |
| Document Number | 0110150992 |
| Book / Page | 011015 / 000992 |
| Instrument Date | Oct 03, 2019 |
| Instrument | 224497 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1029 RUSTIC ESTATES DR LAKELAND FL 338112316, LAKELAND, FL 33811-2316 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $681.00 (-47.05%) | $97,945 (+5.99%) | $288,593 (-2.42%) Land $54,000 Building $234,593 |
| 2024 | $1,286.00 (+15.34%) | ||
| 2023 | $1,115.00 (-0.18%) Homeowner's exemption | $92,413 (+3%) | $295,754 (+10.22%) Land $52,000 Building $243,754 |
| 2022 | $1,117.00 Homeowner's exemption | $89,721 | $268,341 Land $40,000 Building $228,341 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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