1029 Rogers Gap Rd, Georgetown, KY 40324 Property Records

Scott County property record for 1029 Rogers Gap Rd, Georgetown, KY 40324

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,040 sqft
Lot Size	34.4 acres (1,500,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Jul 2014)
Tax Bill	$2,946 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`183-20-005.000`

Property Details

APN / Parcel Number

Primary APN	`183-20-005.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Lot Area	1,500,119 sqft (34.4 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1029 ROGERS GAP RD
City	GEORGETOWN
State	KY
Zip	40324-9521
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FARM
Legal Subdivision	SCARBROUGH PROP 3-A
Legal Tract	3
Jurisdiction	SCOTT KY
Township / Civil Division	SADIEVILLE
Census Block Group	3
Census Block	3026
Census Tract	40400

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 ROGERS GAP RD, GEORGETOWN, KY 40324-9521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2014 · Amount on Record
Deed Sale	Jul 23, 2014 · Amount on Record
Deed Document Number	2014320684
Deed Book / Page	362 / 427
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	D362/427
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1029 ROGERS GAP RD, GEORGETOWN, KY 40324-9521
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1718/643
Date	Nov 10, 2022
Book Page	M1718/643
Instrument	461823

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1029 ROGERS GAP RD, GEORGETOWN, KY 40324-9521
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1323/577
Date	Feb 8, 2017
Book Page	M1323/577
Instrument	365363

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1029 ROGERS GAP RD, GEORGETOWN, KY 40324-9521
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1328/537
Date	Mar 15, 2017
Book Page	M1328/537
Instrument	366758

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	GEORGETOWN, KY 40324

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Feb 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	1029 ROGERS GAP RD, GEORGETOWN, KY 40324-9521
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1584/255
Date	Mar 1, 2021
Book Page	M1584/255
Instrument	429333

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,700 (-28.59%)	$590,300 (+23.73%)
2025	$2,946.00 (+135.49%)	$477,071 (+245.75%)	$477,071 (+67.88%)
2023	$1,251.00	$137,980 Land $8,780 Building $129,200	$284,171 Land $154,971 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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