Hennepin County property record for 1029 River Terrace Dr, Bloomington, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 2,060 sqft · built 2006 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (May 2015) |
| Tax Bill | $8,588 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-027-24-43-0073 |
| Primary APN | 21-027-24-43-0073 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 6,608 sqft |
| 1st Floor Area | 2,060 sqft |
| Basement Area | 4,548 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Depth | 149 ft Depth |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 157 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 1029 RIVER TERRACE DR |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 001 A CHING JOHNSON ADDN NW110X149X106X132 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 21 |
| Legal Quarter | 43 |
| Legal Subdivision | CHING JOHNSON ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 25801 |
1029 River Terrace Dr is owned and occupied by two individuals who bought it in May 2015.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1029 RIVER TERRACE DR, MINNEAPOLIS, MN 55431-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2015 · Amount on File |
| Deed Sale | May 21, 2015 · Amount on File |
| Prior Sale | Sep 19, 2007 · Amount on File |
| Deed Document Number | 201510195203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 1029 RIVER TERRACE DR, BLOOMINGTON, MN 55431-4225 |
| Document Number | 0010837928 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/MN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1029 RIVER TERRACE DR MINNEAPOLIS MN 554314225, MINNEAPOLIS, MN 55431-4225 |
| Document Number | 0010837928 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 10837928 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 13, 2035 |
The 2025 property tax bill for 1029 River Terrace Dr was $8,588.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,588.00 | $601,400 Land $196,800 Building $404,600 | $601,400 Land $196,800 Building $404,600 |
| 2023 | $7,154.00 Homeowner's exemption | ||
| 2022 | $591,000 Land $170,600 Building $420,400 | $591,000 Land $170,600 Building $420,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1029 River Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1029 River Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, T-Mobile.
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