1029 Ralph Rd, Covington, TN 38019 Property Records

Tipton County property record for 1029 Ralph Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,442 sqft · built 2005
Lot Size	2.89 acres (125,888 sqft)
Owner	Individual Name on File
Last Sale	$173,985 (Jan 2021)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`084048 01401`

Property Details

APN / Parcel Number

Primary APN	`084048 01401`
Alternative APN	`048 01401`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	1,742 sqft
Upper Floors Area	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	125,888 sqft (2.89 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	1,770 sqft
Carport	Carport
Carport Area	1,770 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1029 RALPH RD
City	COVINGTON
State	TN
Zip	38019-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 13, COUNTY AREA: A62
Legal Subdivision	GLENN RALPH RD
Legal Lot Number	1
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	40900

Owner

Source: Tipton County records · APN 084048 01401

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1029 RALPH RD, COVINGTON, TN 38019-4925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Warranty Deed, Transfer · VA Mortgage PATRIOT BANK
Aug 12, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	2021240525
Deed Book / Page	1879 / 395
Prior Transfer Date	Jan 08, 2021
Prior Transfer Doc	0001879395
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 11, 2021
Property Address	1029 RALPH RD, COVINGTON, TN 38019-4925
Document Number	0001879395
Book / Page	1879 / 395
Map Reference	CAB H SL 81B
Instrument Date	Jan 08, 2021
Instrument	240525
Transaction Type	Transfer
Record Updated	Jul 01, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$643.74
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 RALPH RD, COVINGTON, TN 38019-4925

Mortgage

Document Number	0000240526
Date	Jan 11, 2021
Instrument	240526

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Aug 12, 2020
Property Address	1029 RALPH RD, COVINGTON, TN 38019-4925
Document Number	1856328
Book / Page	001856 / 000328
Instrument Date	Aug 11, 2020
Instrument	235961
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$614.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 RALPH RD COVINGTON TN 380194929, COVINGTON, TN 38019-4929

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (+19.78%)	$86,775 (+12.18%) Land $7,075 Building $79,700
2023		$77,350 Land $7,075 Building $70,275
2022	$1,102.00
2020			$347,100 Land $28,300 Building $318,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 6 locations within half a mile of this property.

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