1029 Prospect Ave, Grafton, ND 58237 Property Records

Walsh County property record for 1029 Prospect Ave, Grafton, ND 58237

Property Summary

Property Type	Single Family Home
Details	built 1985
Lot Size	0.244 acres (10,652 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37000010064000`

Property Details

APN / Parcel Number

Primary APN	`37000010064000`

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	10,652 sqft (0.244 acres)

Location & Zoning

Street Address	1029 PROSPECT AVE
City	GRAFTON
State	ND
Zip	58237-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN 000 SCT 00 RNG 000,SUB 0000 BLK 3 LOT 1-2 ,U193 L 1 & N1/2 OF 2 BK 3 2ND RPLT OF BKS 68-69-70-71 FIRST ADD
Legal Subdivision	FIRST ADD
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	WALSH ND
Township / Civil Division	GRAFTON
Census Block Group	1
Census Block	1025
Census Tract	957900

Owner

Source: Walsh County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1029 PROSPECT AVE, GRAFTON, ND 58237-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit AREA COMMUNITY CREDIT UNION
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit CHOLCE FINANCIAL GROUP
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2015
Deed Sale	Oct 7, 2015
Prior Sale	Oct 6, 2015
Deed Document Number	2015284785
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Recording Date	Jun 5, 2026
Property Address	1029 PROSPECT AVE, GRAFTON, ND 58237-1910
Document Number	0000308546
Instrument Date	May 6, 2026
Instrument	2026308546
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 PROSPECT AVE, GRAFTON, ND 58237-1910

Mortgage

Document Number	0000308546,
Date	Jun 5, 2026
Instrument	2026308546

Lender

Name	AREA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	71 Months
Due	May 15, 2032

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Property Address	1029 PROSPECT AVE, GRAFTON, ND 58237-1910
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 PROSPECT AVE, GRAFTON, ND 58237-1910

Mortgage

Document Number	0000295519
Date	Oct 28, 2020
Instrument	295519

Lender

Name	CHOLCE FINANCIAL GROUP
Type	Non-Lending Institution
Address	MUNICH, ND 58352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Property Address	1029 PROSPECT AVE, GRAFTON, ND 58237-1910
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294806
Date	Jun 30, 2020
Instrument	294806

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	MUNICH, ND 58352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALSH ND
Property Address	1029 PROSPECT AVE, GRAFTON, ND 58237-1910
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295004
Date	Aug 5, 2020
Instrument	295004

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	MUNICH, ND 58352

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walsh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Walsh County
Municipality	Grafton City
Unified School District	Grafton Public School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (-35.8%)	$82,500 (+36.03%) Land $6,000 Building $76,500	$165,000 (+36.03%) Land $12,000 Building $153,000
2023	$2,282.00 (+10.94%)	$60,650 (+9.97%) Land $3,550 Building $57,100	$121,300 (+9.97%) Land $7,100 Building $114,200
2022	$2,057.00	$55,150 Land $3,550 Building $51,600	$110,300 Land $7,100 Building $103,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	40 (1978–2013)
Most Recent Claim	May 2013 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 2 claims Severe Storms,flooding, & Ice Jams, Apr 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALSH RURAL WATER DISTRICT private · serves 3,000 people · EPA ID ND5001075
Water Source	Purchased groundwater from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350

May also be available: Verizon.

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