1029 Oak Forest Dr, Onalaska, WI 54650 Property Records

La Crosse County property record for 1029 Oak Forest Dr, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2018)
Tax Bill	$4,623 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-003100-000`

Property Details

APN / Parcel Number

Primary APN	`018-003100-000`
Alternative APNs	`18 3100 0` `43266`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	43266
Street Address	1029 OAK FOREST DR
City	ONALASKA
State	WI
Zip	54650-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	FOREST PARK LOT 6 BLOCK 3
Legal Range	07W
Legal Township	16N
Legal Section	09
Legal Subdivision	FOREST PARK
Legal Block	3
Legal Lot Number	6
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4052
Census Tract	10500

Owner

1029 Oak Forest Dr is owned and occupied by two individuals who bought it in February 2018.

Source: La Crosse County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1029 OAK FOREST DR, ONALASKA, WI 54650-3465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 1, 2017	Deed of Trust, Mortgage · Construction Mortgage PARK BANK
Feb 12, 2018	Deed, Transfer · Conventional Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Aug 1, 2005
Deed Document Number	20181706210
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	Oct 1, 2026
Property Address	1029 OAK FOREST DR, ONALASKA, WI 54650-3465
Document Number	0001855315
Instrument Date	Sep 24, 2026
Instrument	20261855315
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 OAK FOREST DR, ONALASKA, WI 54650-3465

Mortgage

Document Number	0001855315,
Date	Oct 1, 2026
Instrument	20261855315

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1029 OAK FOREST DR, ONALASKA, WI 54650-3465
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1694186
Date	Jun 1, 2017
Instrument	1694186

Lender

Name	PARK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	72 Months
Due	Nov 26, 2017

Interest

Rate Type	Fixed Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 12, 2018
Property Address	1029 OAK FOREST DR, ONALASKA, WI 54650-3465
Document Number	0001706210
Instrument Date	Jan 31, 2018
Instrument	1706210
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1706212
Date	Feb 12, 2018
Instrument	1706212

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Oak Forest Dr was $4,623 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,623.00 Homeowner's exemption	$354,300 Land $67,100 Building $287,200	$358,400
2023	$4,567.00 Homeowner's exemption	$270,500 Land $47,900 Building $222,600	$270,500 Land $47,900 Building $222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1029 Oak Forest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2004)
Most Recent Claim	Aug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Oak Forest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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