1029 High Cotton Ln, Rockwall, TX 75087 Property Records

Rockwall County property record for 1029 High Cotton Ln, Rockwall, TX 75087

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,787 sqft · built 2000
Lot Size0.22 acres (9,570 sqft)
Owner2 Individual Names on File
Last Sale$276,600 (Sep 2020)
Tax Bill$1,365 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3253000L0005000R

Property Details

APN / Parcel Number

Primary APN3253000L0005000R
Alternative APNs
  • R48436
  • 48436

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,787 sqft Living Area
Gross Area3,282 sqft
1st Floor Area2,787 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,570 sqft (0.22 acres)
Lot Dimensions145 ft deep x 66 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area91 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1029 HIGH COTTON LN
CityROCKWALL
StateTX
Zip75087-2293
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARUTH LAKE PHASE 5, BLOCK L, LOT 5
Legal SubdivisionCARUTH LAKE PHASE 5
Legal Phase5
Legal Tract5
Legal BlockL
Legal Lot Number5
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group2
Census Block2008
Census Tract40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1029 HIGH COTTON LN, ROCKWALL, TX 75087-2293
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2020 · Amount on File
Deed SaleSep 26, 2020 · Amount on File
Prior SaleMay 1, 2012 · Amount on File
Deed Document Number202022774
Prior Transfer DateApr 23, 2012
Prior Transfer Doc0000466670
Record UpdatedSep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKWALL TX
Recording DateSep 26, 2020
Property Address1029 HIGH COTTON LN, ROCKWALL, TX 75087-2293
Document Number0000022774
Map ReferenceCAB D SL 29
Instrument DateSep 23, 2020
Instrument20200000022774
Transaction TypeTransfer
Record UpdatedSep 5, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 HIGH COTTON LN, ROCKWALL, TX 75087-2293

Mortgage

Document Number0000022775
DateSep 26, 2020
Instrument20200000022775
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,147 (+1.92%) Land $155,000 Building $263,147$418,147 (-1.86%) Land $155,000 Building $263,147
2025$1,365.00 (-41.32%) Homeowner's exemption Senior Citizen's exemption$410,255 (+1.05%)$426,051 (+4.94%) Land $155,000 Building $271,051
2024$2,326.00 (-0.17%)
2023$2,330.00 (-36.62%) Homeowner's exemption Senior Citizen's exemption$406,000 Land $178,250 Building $227,750$406,000 Land $178,250 Building $227,750
2021$3,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCKWALL
serves 55,250 people · EPA ID TX1990001
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Novos Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wi-Five Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Nextlink, Verizon.

Nearby Properties on High Cotton Ln

Nearby Streets

Search Property Records by Address or Parcel Number