Anne Arundel County property record for 1029 Harbor Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,039 sqft · built 1973 |
| Lot Size | 0.277 acres (12,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (Nov 2021) |
| Tax Bill | $6,885 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-001-08782085 |
| Primary APN | 02-001-08782085 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| Gross Area | 2,391 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 763 sqft |
| Finished Basement | 763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,060 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00108782085 |
|---|---|
| Street Address | 1029 HARBOR DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 73 SC F ANNAPOLIS ROADS |
| Legal Subdivision | ANNAPOLIS ROADS |
| Legal Block | 2 |
| Legal Lot Number | 73 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 702602 |
1029 Harbor Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1029 HARBOR DR, ANNAPOLIS, MD 21403-4252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Nov 17, 2021 | Deed, Transfer · Conventional Mortgage STATE DEPARTMENT FCU |
| Jul 24, 2018 | Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Book / Page | 37926 / 83 |
| Transfer Doc | 0000017096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1029 HARBOR DR, ANNAPOLIS, MD 21403-4252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0326260364 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 32626/364 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 17, 2021 |
| Property Address | 1029 HARBOR DR, ANNAPOLIS, MD 21403-4252 |
| Document Number | 0379260083 |
| Book / Page | 37926 / 83 |
| Map Reference | MB 23 PG 10 |
| Instrument Date | Jul 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | PRUITT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1870 LYNNFIELD DR, 1870, ANNAPOLIS, MD 21401-6574 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1029 HARBOR DR, ANNAPOLIS, MD 21403-4252 |
| Document Number | 37926109 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 37926/109 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 24, 2018 |
| Property Address | 1029 HARBOR DR, ANNAPOLIS, MD 21403-4252 |
| Document Number | 0323270337 |
| Book / Page | 32327 / 337 |
| Map Reference | MB23 PG10 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | CHARTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1029 HARBOR DR, ANNAPOLIS, MD 21403-4252 |
| Document Number | 0032327343 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 32327/343 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2038 |
The 2025 property tax bill for 1029 Harbor Dr was $6,885.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569,900 Land $344,200 Building $225,700 | $569,900 Land $344,200 Building $225,700 | |
| 2025 | $6,885.00 | ||
| 2023 | $4,537.00 | $415,500 Land $249,100 Building $166,400 | $415,500 Land $249,100 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1029 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 181 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 181 (1979–2024) |
| Claims Outside the SFHA | 43 of 181 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1029 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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