1029 Ewing Rd, Spring City, TN 37381 Property Records

Rhea County property record for 1029 Ewing Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,506 sqft · built 2004
Lot Size	0.13 acres (5,691 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Sep 2018)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072020H B 00200`

Property Details

APN / Parcel Number

Primary APN	`072020H B 00200`
Alternative APN	`020H B 00200`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,506 sqft Living Area
1st Floor Area	2,506 sqft
Basement Area	2,443 sqft
Finished Basement	940 sqft
Unfinished Basement	1,503 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,691 sqft
Lot Dimensions	146 ft deep x 38 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	760 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	1 sqft
Boat Access	Boat Access
Boat House	954 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1029 EWING RD
City	SPRING CITY
State	TN
Zip	37381-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: EWING HARBOR
Legal Subdivision	EWING HARBOR
Legal Lot Number	12 38
Jurisdiction	RHEA TN
Township / Civil Division	1
Census Block Group	3
Census Block	3008
Census Tract	975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1029 EWING RD, SPRING CITY, TN 37381-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG
Sep 6, 2018	Warranty Deed, Transfer · Conventional Mortgage PLATINUM FIN'L FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on Record
Deed Sale	Sep 6, 2018 · Amount on Record
Prior Sale	Sep 30, 2009 · Amount on Record
Deed Document Number	18007961
Deed Book / Page	469 / 133
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	1029 EWING RD, SPRING CITY, TN 37381-8107
Document Number	0000002530
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1029 EWING RD SPRING CITY TN 373818107, SPRING CITY, TN 37381-8107

Mortgage

Document Number	0000002530
Date	Jul 8, 2020
Book Page	000630/000477
Instrument	2530

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Sep 6, 2018
Property Address	1029 EWING RD, SPRING CITY, TN 37381-8107
Document Number	0000007961
Book / Page	000469 / 000133
Instrument Date	Aug 21, 2018
Instrument	7961
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	CROSSLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1029 EWING RD SPRING CITY TN 373818107, SPRING CITY, TN 37381-8107

Mortgage

Document Number	7962
Date	Sep 6, 2018
Book Page	000599/000508
Instrument	7962

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2033

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (-2%)	$203,025 (+51.71%) Land $47,500 Building $155,525
2024			$812,100 (+51.71%) Land $190,000 Building $622,100
2022		$133,825 Land $42,500 Building $91,325	$535,300 Land $170,000 Building $365,300
2021	$2,794.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1982–2019)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims Severe Storms And Flooding, Sep 2004 · 10 claims Severe Storms & Flooding, Dec 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH U.D. OF RHEA COUNTY serves 3,640 people · EPA ID TN0000970
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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