1029 Draper Rd, McHenry, IL 60050 Property Records

McHenry County property record for 1029 Draper Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Lot Size	0.042 acres (1,865 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Apr 2026)
Tax Bill	$8,050 (2024)
Deeds & Mortgages	May 2025 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-155-014`

Property Details

APN / Parcel Number

Primary APN	`09-33-155-014`

Exterior

Lot Area	1,865 sqft (0.042 acres)

Location & Zoning

Street Address	1029 DRAPER RD
City	MCHENRY
State	IL
Zip	60050-7201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0006908 W 26FT E 61.72FT LT 2 LEGEND LAKES NEIGHBORHOOD 1 RESUB
Legal Subdivision	LEGEND LAKES NEIGHBORHOOD 1
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1000
Census Tract	870605

Owner

1029 Draper Rd is owned by two individuals who bought it in April 2026.

Source: McHenry County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1550 SKYRIDGE DR, 1, CRYSTAL LAKE, IL 60014-1015
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2024	Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Mar 25, 2024 · Amount on File
Deed Document Number	20268665
Prior Transfer Date	Jan 5, 2024
Prior Transfer Doc	0000001177
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1029 DRAPER RD, MCHENRY, IL 60050-7201
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 DRAPER RD, MCHENRY, IL 60050-7201

Mortgage

Document Number	0000010935
Date	May 1, 2025
Instrument	2025R0010935

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.57%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 1, 2026
Property Address	1029 DRAPER RD, MCHENRY, IL 60050-7201
Document Number	0000008665
Instrument Date	Jan 7, 2025
Instrument	20268665
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,692.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000008666,
Date	Apr 1, 2026
Instrument	20268666

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 25, 2024
Property Address	1029 DRAPER RD, MCHENRY, IL 60050-7201
Document Number	0000006908
Instrument Date	Mar 13, 2024
Instrument	2024R0006908
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 EAST BLVD, CHARLOTTE, NC 28203-5110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1029 DRAPER RD, MCHENRY, IL 60050-7201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006909
Date	Mar 25, 2024
Instrument	2024R0006909

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,050.00	$95,166 Land $7,369 Building $87,797	$285,498 Land $22,107 Building $263,391
2022		$63,304 Land $6,125 Building $57,179	$189,912 Land $18,375 Building $171,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1029 Draper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Draper Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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