St. Johns County property record for 1029 Cedar Cove Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,132 sqft · built 2009 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Nov 2018) |
| Tax Bill | $3,920 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183627-1100 |
| Primary APN | 183627-1100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 433 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1029 CEDAR COVE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-4833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 44/30-41 SEA PINES LOT 110 OR4640/47 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 33 |
| Legal Subdivision | SEA PINES |
| Legal Block | 2 |
| Legal Lot Number | 110 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 183627-1100
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1029 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Dec 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Nov 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Oct 30, 2014 · Amount on Record |
| Deed Document Number | 201881609 |
| Deed Book / Page | 4640 / 47 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1029 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1029 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Document Number | 0054170476 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 5417/476 |
| Instrument | 2021122669 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1029 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1029 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Document Number | 0056321628 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 5632/1628 |
| Instrument | 2022087297 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1029 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Document Number | 0048500212 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1029 CEDAR COVE DR ST AUGUSTINE FL 320864833, ST AUGUSTINE, FL 32086-4833 |
| Document Number | 0048500212 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 004850/000212 |
| Instrument | 94125 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 13, 2018 |
| Property Address | 1029 CEDAR COVE DR, SAINT AUGUSTINE, FL 32086-4833 |
| Document Number | 0046400047 |
| Book / Page | 004640 / 000047 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 81609 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,712.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1029 CEDAR COVE DR ST AUGUSTINE FL 320864833, ST AUGUSTINE, FL 32086-4833 |
| Document Number | 46400049 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 004640/000049 |
| Instrument | 81610 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,249 (+2.7%) | $500,351 (-0.88%) Land $156,000 Building $344,351 | |
| 2025 | $3,920.00 (+12.77%) Homeowner's exemption | $305,014 (+2.9%) | $504,803 (-4.34%) Land $156,000 Building $348,803 |
| 2024 | $3,476.00 (+2.03%) Homeowner's exemption | $296,418 (+3%) | $527,685 (+8.29%) Land $105,280 Building $422,405 |
| 2023 | $3,407.00 (+2.99%) Homeowner's exemption | $287,784 (+3%) | $487,303 (+8.29%) Land $105,280 Building $382,023 |
| 2022 | $3,308.00 Homeowner's exemption | $279,402 | $450,006 Land $105,280 Building $344,726 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 109 in force |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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