Hamilton County property record for 1029 Castro Ln, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,323 sqft · built 1960 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,000 (Jul 2005) |
| Tax Bill | $2,192 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0011-0435-00 |
| Primary APN | 599-0011-0435-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,323 sqft Living Area |
| Gross Area | 1,647 sqft |
| 1st Floor Area | 1,323 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1029 CASTRO CIRCLEFIELD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIRCLEFIELD DR 60 X 120 LOT 320 HERITAGE HILL BLKJ |
| Legal Subdivision | HERITAGE HILL |
| Legal Block | J |
| Legal Lot Number | 320 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 22301 |
1029 Castro Ln is owned and occupied by an individual who acquired it in September 2026.
Source: Hamilton County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1029 CASTRO CIRCLEFIELD, CINCINNATI, OH 45246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Affidavit, Transfer · Conventional Mortgage HOMEOWNERSHIP CENTER |
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER |
| Mar 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2005 · Amount on File |
| Deed Sale | Jul 13, 2005 · Amount on File |
| Prior Sale | Jul 6, 2004 · Amount on File |
| Deed Document Number | 2005113513 |
| Deed Book / Page | 9984 / 2387 |
| Last Transfer Date | Sep 4, 2026 |
| Transfer Doc | 0000075069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2026 |
| Property Address | 1029 CASTRO LN, CINCINNATI, OH 45246-1918 |
| Document Number | 0000075069 |
| Book / Page | 15748 / 814 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202675069 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1029 CASTRO CIRCLEFIELD, CINCINNATI, OH 45246 |
| Document Number | 0000075069, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 15748/818 |
| Instrument | 202675069 |
| Name | HOMEOWNERSHIP CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 27, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2026 |
| Property Address | 1029 CASTRO LN, CINCINNATI, OH 45246-1918 |
| Document Number | 0000075070 |
| Book / Page | 15748 / 818 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 202675070 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1029 CASTRO LN, CINCINNATI, OH 45246-1918 |
| Document Number | 0000075070, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 15748/818 |
| Instrument | 202675070 |
| Name | HOMEOWNERSHIP CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 27, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1029 CASTRO LN, CINCINNATI, OH 45246-1918 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015579 |
|---|---|
| Date | Mar 7, 2023 |
| Book Page | 14867/717 |
| Instrument | 2023-0015579 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1029 CASTRO LN, CINCINNATI, OH 45246-1918 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000076506 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 14724/1179 |
| Instrument | 2022-0076506 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1029 CASTRO LN, CINCINNATI, OH 45246-1918 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000138879 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 14546/954 |
| Instrument | 2021-0138879 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 1029 Castro Ln was $2,192, up 15.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,192.00 (+15.43%) Homeowner's exemption | $54,222 (-) Land $10,920 Building $43,302 | $154,920 Land $31,200 Building $123,720 |
| 2024 | $1,899.00 (-2.11%) Homeowner's exemption | $54,222 (-) Land $10,920 Building $43,302 | |
| 2023 | $1,940.00 (+33.06%) Homeowner's exemption | $54,222 (+49.31%) Land $10,920 Building $43,302 | $154,920 Land $31,200 Building $123,720 |
| 2022 | $1,458.00 Homeowner's exemption | $36,316 Land $8,477 Building $27,839 | |
| 2020 | $103,760 Land $24,220 Building $79,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1029 Castro Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1029 Castro Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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