1029 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1029 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Dec 2012)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028821-0830`

Property Details

APN / Parcel Number

Primary APN	`028821-0830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	1,839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	584 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1029 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 83 OR3658/1584
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	83
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4017
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0830

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1029 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2012 · Amount on Record
Deed Sale	Dec 18, 2012 · Amount on Record
Prior Sale	Dec 18, 2003 · Amount on Record
Deed Document Number	201274934
Deed Book / Page	3658 / 1584
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1029 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3423
Document Number	0044770065
Book / Page	004477 / 000065
Instrument Date	Dec 06, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1029 ARDMORE ST ST AUGUSTINE FL 320923423, ST AUGUSTINE, FL 32092-3423

Mortgage

Document Number	0044770065
Date	Dec 15, 2017
Book Page	004477/000065
Instrument	84853

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 14, 2037

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,066 (+2.7%)	$314,927 (-1.02%) Land $70,000 Building $244,927
2025	$1,701.00 (+15.87%) Homeowner's exemption	$140,278 (+2.9%)	$318,181 (-3.18%) Land $70,000 Building $248,181
2024	$1,468.00 (+2.37%) Homeowner's exemption	$136,325 (+3%)	$328,639 (-4.21%) Land $80,000 Building $248,639
2023	$1,434.00 (+4.14%) Homeowner's exemption	$132,354 (+3%)	$343,066 (+6.62%) Land $82,790 Building $260,276
2022	$1,377.00 Homeowner's exemption	$128,499	$321,780 Land $73,920 Building $247,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.