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1029 10th St, Ramona, CA 92065 Property Records

San Diego County property record for 1029 10th St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,144 sqft · built 2003
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on File
Last Sale$396,000 (Jul 2003)
Tax Bill$6,921 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN284-243-31-00

Property Details

APN / Parcel Number

Primary APN284-243-31-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,144 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area44,867 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1029 10TH ST
CityRAMONA
StateCA
Zip92065-2843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionBLK 494 TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block494
Legal Lot Number494
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1004
Census Tract20813

Owner

Source: San Diego County records · APN 284-243-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1029 10TH ST, RAMONA, CA 92065-2843
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Nov 20, 2018Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2003 · Amount on Record
Deed SaleJul 02, 2003 · Amount on Record
Prior SaleJul 02, 2003 · Amount on Record
Deed Document Number2003791638
Prior Transfer DateJun 30, 2003
Prior Transfer Doc0000791639
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1029 10TH ST, RAMONA, CA 92065-2843
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000579711
DateDec 12, 2019
Instrument2019-0579711
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 20, 2018
Property Address1029 10TH ST, RAMONA, CA 92065-2843
Document Number0000483391
Instrument DateNov 11, 2018
Instrument483391
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1029 10TH ST RAMONA CA 920652843, RAMONA, CA 92065-2843

Mortgage

Document Number483392
DateNov 20, 2018
Instrument483392
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$706,983 (+25.63%) Land $145,014 Building $561,969
2025$6,921.00 (+6.74%) Homeowner's exemption$562,736 (+4.04%) Land $142,176 Building $420,560
2023$6,484.00 (-1.56%) Homeowner's exemption$540,886 Land $136,656 Building $404,230
2022$6,587.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 68% of the US · above 43% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 431 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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