10288 Atchison Rd, Dayton, OH 45458 Property Records

Montgomery County property record for 10288 Atchison Rd, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,757 sqft · built 1997
Lot Size	0.44 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Sep 2026)
Tax Bill	$8,066 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`O67-28709-0012`

Property Details

APN / Parcel Number

Primary APN	`O67-28709-0012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,757 sqft Living Area
Gross Area	3,597 sqft
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	165,528 sqft (0.44 acres)
Lot Dimensions	1,415 ft deep x 117 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	48 sqft
Deck Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10288 ATCHISON RD
City	DAYTON
State	OH
Zip	45458-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125 WILLOW BROOK ESTATES SEC 2
Legal Subdivision	WILLOW BROOK ESTATES
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	40305

Owner

10288 Atchison Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Montgomery County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10288 ATCHISON RD, DAYTON, OH 45458-9212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Jul 1, 2026	Deed of Trust, Mortgage · Construction Mortgage E HOME LOANS
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
May 2, 2018	Warranty Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Document Number	202653813
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 8, 2026
Property Address	10288 ATCHISON RD, DAYTON, OH 45458-9212
Document Number	0000053813
Instrument Date	Aug 19, 2026
Instrument	202653813
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,895.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	10288 ATCHISON RD, DAYTON, OH 45458-9212

Mortgage

Document Number	0000053814,
Date	Sep 8, 2026
Instrument	202653814

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 1, 2026
Property Address	10288 ATCHISON RD, DAYTON, OH 45458-9212
Document Number	0000038895
Instrument Date	Jun 19, 2026
Instrument	202638895
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	10288 ATCHISON RD, DAYTON, OH 45458-9212

Mortgage

Document Number	0000038895,
Date	Jul 1, 2026
Instrument	202638895

Lender

Name	E HOME LOANS

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	3 Months
Due	Oct 12, 2026

Interest

Rate Type	Balloon
Rate	6.51%
Initial Type	Balloon
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10288 ATCHISON RD, DAYTON, OH 45458-9212
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086287
Date	Nov 12, 2021
Instrument	2021-00086287

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	10288 ATCHISON RD, DAYTON, OH 45458-9212
Document Number	0000002512
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10288 ATCHISON RD DAYTON OH 454589212, DAYTON, OH 45458-9212

Mortgage

Document Number	0000002512
Date	Jan 14, 2020
Instrument	2512

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 2, 2018
Property Address	10288 ATCHISON RD, DAYTON, OH 45458-9212
Document Number	0000025530
Instrument Date	Apr 23, 2018
Instrument	25530
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10288 ATCHISON RD DAYTON OH 454589212, DAYTON, OH 45458-9212

Mortgage

Document Number	25531
Date	May 2, 2018
Instrument	25531

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10288 Atchison Rd was $8,066.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,066.00	$120,520 Land $30,870 Building $89,650	$344,350 Land $88,200 Building $256,150
2024	$8,066.00 (+8.65%)
2023	$7,424.00 (-0.24%)	$120,520 (+26.07%) Land $30,870 Building $89,650	$344,350 Land $88,200 Building $256,150
2022	$7,442.00	$95,600 Land $24,500 Building $71,100
2020			$273,150 Land $70,000 Building $203,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10288 Atchison Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10288 Atchison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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