Kootenai County property record for 10286 W Lake Forest Loop, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,790 sqft · built 2007 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,583 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 0450000A0090 |
| Primary APN | 0450000A0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 12,894 sqft (0.296 acres) |
| Lot Width | 53 ft Width |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 109051 |
|---|---|
| Street Address | 10286 W LAKE FOREST LOOP |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-8770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FOREST HOME SITES, LT 9 BLOCK A 3553N05W |
| Legal Subdivision | LAKE FOREST HOME SITES |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 102 |
10286 W Lake Forest Loop is owned and occupied by two individuals who acquired it in January 2024.
Source: Kootenai County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10286 W LAKE FOREST LOOP, RATHDRUM, ID 83858-8770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2024 |
| Deed Sale | Jan 8, 2024 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 10286 W Lake Forest Loop was $2,583 with a homeowner's exemption, down 5.2% from the year before.
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 (-5.21%) Homeowner's exemption | $891,800 Land $590,400 Building $301,400 | $891,800 Land $590,400 Building $301,400 |
| 2024 | $2,725.00 (-4.45%) | ||
| 2023 | $2,852.00 (-15.02%) Homeowner's exemption | $962,510 (+2.92%) Land $660,800 Building $301,710 | $962,510 (+2.92%) Land $660,800 Building $301,710 |
| 2022 | $3,356.00 Homeowner's exemption | $935,198 Land $569,714 Building $365,484 | $935,198 Land $569,714 Building $365,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10286 W Lake Forest Loop in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10286 W Lake Forest Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 91% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | UPPER TWIN LAKES WATER COMPANY INC |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Optimum Cable | 30 / 3 |
5G and 4G LTE (outdoors only)
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