Erie County property record for 10286 Sharp Rd, Waterford, PA 16441
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,484 sqft · built 1960 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Apr 2020) |
| Tax Bill | $2,809 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-001-002.0-008.00 |
| Primary APN | 47-001-002.0-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10286 SHARP RD |
|---|---|
| City | WATERFORD |
| State | PA |
| Zip | 16441-3954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | 10286 SHARP RD TR 13 1.208 AC |
| Legal Tract | 13 |
| Jurisdiction | ERIE PA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12100 |
10286 Sharp Rd is owned and occupied by an individual who bought it in April 2020.
Source: Erie County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10286 SHARP RD, WATERFORD, PA 16441-3954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on File |
| Deed Sale | Apr 20, 2020 · Amount on File |
| Deed Document Number | 20206941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | ERIE PA |
| Recording Date | Apr 20, 2020 |
| Property Address | 10286 SHARP RD, WATERFORD, PA 16441-3954 |
| Document Number | 0000006941 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 2020-006941 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10286 SHARP RD, WATERFORD, PA 16441-3954 |
| Document Number | 0000006942 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020-006942 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 10286 Sharp Rd was $2,809 with a homeowner's exemption, up 18.9% from the year before.
Source: Erie County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Erie County |
| County Subdivision | Waterford Township |
| Unified School District | Fort LeBoeuf School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,809.00 (+18.87%) Homeowner's exemption | $115,200 Land $28,800 Building $86,400 | |
| 2025 | $2,363.00 | ||
| 2024 | $115,200 Land $28,800 Building $86,400 | ||
| 2023 | $2,232.00 Homeowner's exemption | ||
| 2013 | $115,200 Land $28,800 Building $86,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10286 Sharp Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10286 Sharp Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum, T-Mobile.
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