10286 Rosetti Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 10286 Rosetti Ct, Spring Hill, FL 34608 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1994
Lot Size	0.245 acres (10,686 sqft)
Owner	2 Individual Names on File
Last Sale	$73,400 (Mar 2017)
Tax Bill	$729 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3516-0000-3660`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3516-0000-3660`
Alternative APNs	`01154789` `1154789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
Gross Area	2,444 sqft
1st Floor Area	1,660 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,686 sqft (0.245 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	973 sqft
Deck Area	84 sqft
Patio Area	363 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01154789
Street Address	10286 ROSETTI CT
City	SPRING HILL
State	FL
Zip	34608-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN HILLS UNIT 7 LOT 366
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SEVEN HILLS UNIT 7
Legal Lot Number	366
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	40901

Owner

Source: Hernando County records · APN R30-223-18-3516-0000-3660

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10286 ROSETTI CT, SPRING HILL, FL 34608-7464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG
May 21, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 20, 2017	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	201715182
Deed Book / Page	3449 / 1364
Prior Transfer Date	Mar 10, 2017
Prior Transfer Doc	0034491364
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10286 ROSETTI CT, SPRING HILL, FL 34608-7464
Document Number	0038721104
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10286 ROSETTI CT SPRING HILL FL 346087464, SPRING HILL, FL 34608-7464

Mortgage

Document Number	0038721104
Date	Aug 06, 2020
Book Page	003872/001104
Instrument	47820

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10286 ROSETTI CT, SPRING HILL, FL 34608-7464
Document Number	0035871238
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10286 ROSETTI CT SPRING HILL FL 346087464, SPRING HILL, FL 34608-7464

Mortgage

Document Number	0035871238
Date	May 25, 2018
Book Page	003587/001238
Instrument	32519

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10286 ROSETTI CT, SPRING HILL, FL 34608-7464
Document Number	0035211291
Book / Page	003521 / 001291
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10286 ROSETTI CT SPRING HILL FL 346087464, SPRING HILL, FL 34608-7464

Mortgage

Document Number	0035211291
Date	Nov 02, 2017
Book Page	003521/001291
Instrument	62023

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 20, 2017
Property Address	10286 ROSETTI CT, SPRING HILL, FL 34608-7464
Document Number	0034491364
Book / Page	003449 / 001364
Instrument Date	Mar 10, 2017
Instrument	15182
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Tax	$513.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10286 ROSETTI CT SPRING HILL FL 346087464, SPRING HILL, FL 34608-7464

Mortgage

Document Number	34491367
Date	Mar 20, 2017
Book Page	003449/001367
Instrument	15183

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+1.53%) Disabled Person's exemption	$132,159 (+5.99%)	$259,040 (-2.3%) Land $28,318 Building $230,722
2024	$718.00
2023	Additional exemption filed	$124,693 (+3%) Land $124,693
2022	$2,675.00 Disabled Person's exemption Veteran's exemption	$121,061	$265,125 Land $28,318 Building $236,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012, rainfall accumulation, Tropical Storm Debby

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 359 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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