10286 Co Rd 2448, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 10286 Co Rd 2448, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details2,518 sqft · built 2017
Lot Size5.63 acres (245,504 sqft)
OwnerIndividual Name on File
Tax Bill$3,061 (2023)
Deeds & MortgagesApr 2017 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0361-0010-0G10-60

Property Details

APN / Parcel Number

Primary APN0361-0010-0G10-60
Alternative APNs
  • R000010164
  • 217613

Interior

Building Area2,518 sqft Living Area
2nd Floor Area471 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Lot Area245,504 sqft (5.63 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area300 sqft

Location & Zoning

Account NumberR000010164
Street Address10286 COUNTY ROAD 2448
CityTOOL
StateTX
Zip75143-6806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRS 1G1 & 1G AB 361 G HANCOCK SUR, TRS 1G1 & 1G
Legal SubdivisionAB 0361 G HANCOCK SUR
Legal Tract1G-1
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group2
Census Block2026
Census Tract950700

Owner

Source: Henderson County assessment roll, as of July 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10286 COUNTY ROAD 2448, TOOL, TX 75143-6806
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2017Deed of Trust, Mortgage
CITIZENS STATE BANK
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
AUSTIN BANK
Mar 13, 2017Warranty Deed, Transfer
NOT AVAILABLE, COLONIAL TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2017
Deed SaleMar 13, 2017
Deed Document Number2017-00003484
Record UpdatedJun 7, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address10286 COUNTY ROAD 2448, TOOL, TX 75143-6806
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOLONIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700004833
DateApr 3, 2017
Instrument2017-00004833
Lender
NameCITIZENS STATE BANK
TypeBank
Agreement
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address10286 COUNTY ROAD 2448, TOOL, TX 75143-6806
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCOLONIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000014336
DateSep 21, 2020
Instrument2020-00014336
Lender
NameAUSTIN BANK
TypeBank
AddressLONGVIEW, TX 75605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON TX
Recording DateMar 13, 2017
Property Address10286 COUNTY ROAD 2448, TOOL, TX 75143-6806
Document Number201700003484
Instrument DateMar 10, 2017
Instrument2017-00003484
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyNOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10121 COUNTY ROAD 2448, TOOL, TX 75143-6805

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
Unified School DistrictMalakoff Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,061.00 (-41.24%) Homeowner's exemption$282,818 Land $13,394 Building $269,424$342,692 Land $73,268 Building $269,424
2022$5,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 48% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
25 / 3

May also be available: AMG Technology Investment Group, Conquest Wireless.

Nearby Properties on Co Rd 2448

Nearby Streets

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