10286 109th Ave, Largo, FL 33773 Property Records

Pinellas County property record for 10286 109th Ave, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details1 ba · 911 sqft · built 1956
Lot Size0.137 acres (5,998 sqft)
Owner2 Individual Names on File
Tax Bill$655 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-7021-9

Property Details

APN / Parcel Number

Primary APNC62-000-750-7021-9
Alternative APNs
  • 15-30-15-79686-000-1820
  • R164325

Interior

Full Baths1 Bath
Stories1 Story
Building Area911 sqft Heated Area
1st Floor Area911 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialRolled Roofing
Lot Area5,998 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area99 sqft
Deck Area200 sqft
Patio Area200 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR164325
Old Parcel Number153015796860001820
Street Address10286 109TH AVE
CityLARGO
StateFL
Zip33773-4105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEMINOLE GARDENS LOT 182
Legal Range15
Legal Township30
Legal Section15
Legal SubdivisionSEMINOLE GARDENS
Legal Lot Number182
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2025
Census Tract25114

Owner

Source: Pinellas County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10286 109TH AVE, LARGO, FL 33773-4105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 1999
Deed SaleFeb 22, 1999
Deed Document Number0010413831
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10286 109TH AVE, LARGO, FL 33773-4105
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0204250598
DateFeb 11, 2019
Book Page20425/0598
Instrument2019043981
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$655.00 (+7.73%) Homeowner's exemption$56,447 (+5.99%)$215,730 (+45.19%) Land $100,036 Building $115,694
2023$608.00 (+1.67%) Homeowner's exemption$53,258 (+3%)$148,588 (+9.3%) Land $116,458 Building $32,130
2022$598.00 Homeowner's exemption$51,707$135,941 Land $110,946 Building $24,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies129 units insured
incl. 48 condo units
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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