10285 Stoecker Way, Elk Grove, CA 95757 Property Records

Sacramento County property record for 10285 Stoecker Way, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,849 sqft · built 2007
Lot Size	0.149 acres (6,503 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (May 2008)
Tax Bill	$6,091 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-1720-037-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1720-037-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,849 sqft Living Area
1st Floor Area	1,565 sqft
2nd Floor Area	1,284 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,503 sqft (0.149 acres)
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10285 STOECKER WAY
City	ELK GROVE
State	CA
Zip	95757-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	STOECKER RANCH, LOT 52
Legal Subdivision	STOECKER RANCH
Legal Lot Number	52
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	9646

Owner

10285 Stoecker Way is owned and occupied by two individuals who bought it in May 2008.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10285 STOECKER WAY, ELK GROVE, CA 95757-3558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2008 · Amount on File
Deed Sale	May 30, 2008 · Amount on File
Deed Book / Page	20080530 / 1523
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10285 STOECKER WAY, ELK GROVE, CA 95757-3558
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10285 STOECKER WAY, ELK GROVE, CA 95757-3558

Mortgage

Document Number	0000000201
Date	Mar 1, 2021
Instrument	202103010201

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10285 STOECKER WAY, ELK GROVE, CA 95757-3558
Document Number	2005260101
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10285 STOECKER WAY ELK GROVE CA 957573558, ELK GROVE, CA 95757-3558

Mortgage

Document Number	2005260101
Date	May 26, 2020
Instrument	2005260101

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10285 Stoecker Way was $6,091, up 0.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$558,675 (+2%) Land $167,465 Building $391,210
2025	$6,091.00 (+0.71%)	$547,722 Land $164,182 Building $383,540
2024	$6,048.00 (+1.32%)
2023	$5,969.00 (+0.15%)	$526,455 Land $157,807 Building $368,648
2022	$5,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10285 Stoecker Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10285 Stoecker Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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